2025-09-15
尊敬的投资者：
人民币/外币结构性存款属于金融机构吸收的嵌入金融衍生工具的存款，产品保障本金和保底收益，产品浮动收益部分与特定指标市场表现挂钩。本产品面向全部个人客户销售。
1.按照产品说明书约定，现将2025年9月8日至2025年9月14日结构性存款已起息产品相关信息公告如下：
| 序号 | 产品代码 | 币种 | 挂钩标的 | 产品成立日 （即基准日） |
期初价格 | 观察水平 | 产品募集规模 （原币元） |
|---|---|---|---|---|---|---|---|
| 1 | GRSDRDZ251536 | CNY | FR007 | 2025-09-08 | -- | -- | 999,587,000 |
| 2 | GRSDR250442 | CNY | EUR/USD | 2025-09-08 | 1.1717 | 1.2012/1.1422 | 5,366,000 |
| 3 | GRSDRDZ251535 | CNY | EUR/USD | 2025-09-08 | 1.1717 | 1.2057/1.1377 | 148,124,000 |
| 4 | GRSDRDZ251521 | CNY | EUR/USD | 2025-09-08 | 1.1717 | 1.2137/1.1297 | 7,372,000 |
| 5 | GRSDR250451 | CNY | EUR/USD | 2025-09-08 | 1.1717 | 1.2157/1.1277 | 8,675,000 |
| 6 | GRSDR250447 | CNY | AUD/USD | 2025-09-08 | 0.6566 | 0.6751/0.6381 | 481,936,000 |
| 7 | GRSDRDZ251504 | CNY | AUD/USD | 2025-09-08 | 0.6566 | 0.6851/0.6281 | 520,203,000 |
| 8 | GRSDR250449 | CNY | EUR/USD | 2025-09-08 | 1.1717 | 1.2182/1.1252 | 189,902,000 |
| 9 | GRSDRDZ251531 | CNY | FR007 | 2025-09-08 | -- | -- | 132,050,000 |
| 10 | GRSDRDZ251542 | CNY | FR007 | 2025-09-08 | -- | -- | 235,936,000 |
| 11 | GRSDRDZ251541 | CNY | FR007 | 2025-09-08 | -- | -- | 7,000,000 |
| 12 | GRSDRDZ251543 | CNY | FR007 | 2025-09-08 | -- | -- | 47,015,000 |
| 13 | GRSDRDZ251544 | CNY | FR007 | 2025-09-08 | -- | -- | 32,000,000 |
| 14 | GRSDRDZ251546 | CNY | FR007 | 2025-09-08 | -- | -- | 37,372,000 |
| 15 | GRSDRDZ251548 | CNY | FR007 | 2025-09-08 | -- | -- | 81,010,000 |
| 16 | GRSDRDZ251537 | CNY | FR007 | 2025-09-08 | -- | -- | 924,635,000 |
| 17 | GRSDR250452 | CNY | GBP/USD | 2025-09-08 | 1.3498 | 1.3662 | 223,733,000 |
| 18 | GRSDRDZ251507 | CNY | EUR/USD | 2025-09-08 | 1.1717 | 1.2162/1.1272 | 93,729,000 |
| 19 | GRSDRDZ251561 | CNY | FR007 | 2025-09-08 | -- | -- | 76,000,000 |
| 20 | GRSDR250453 | CNY | AUD/USD | 2025-09-08 | 0.6566 | 0.6654 | 127,869,000 |
| 21 | GRSDR250430 | CNY | GBP/USD | 2025-09-08 | 1.3498 | 1.3607 | 68,910,000 |
| 22 | GRSDR250431 | CNY | AUD/USD | 2025-09-08 | 0.6566 | 0.6624 | 41,360,000 |
| 23 | GRSDRDZ251547 | CNY | AUD/USD | 2025-09-08 | 0.6566 | 0.6746/0.6386 | 27,102,000 |
| 24 | GRSDRDZ251545 | CNY | EUR/USD | 2025-09-09 | 1.1780 | 1.2130/1.1430 | 19,351,000 |
| 25 | GRSDR250454 | CNY | AUD/USD | 2025-09-09 | 0.6614 | 0.6899/0.6329 | 5,227,000 |
| 26 | GRSDRDZ251551 | CNY | FR007 | 2025-09-09 | -- | -- | 25,000,000 |
| 27 | GRSDR250450 | CNY | AUD/USD | 2025-09-10 | 0.6608 | 0.6891/0.6325 | 175,133,000 |
| 28 | GRSD7G146_92 | CNY | FR007 | 2025-09-10 | -- | -- | 4,407,188,000 |
| 29 | GRSD7G177_27 | CNY | FR007 | 2025-09-10 | -- | -- | 5,577,024,000 |
| 30 | GRSD7G181_19 | CNY | FR007 | 2025-09-10 | -- | -- | 6,086,391,000 |
| 31 | GRSD7G182_16 | CNY | FR007 | 2025-09-10 | -- | -- | 54,871,000 |
| 32 | GRSD7G183_9 | CNY | FR007 | 2025-09-10 | -- | -- | 2,430,831,000 |
| 33 | GRSD7G187_3 | CNY | FR007 | 2025-09-10 | -- | -- | 781,480,000 |
| 34 | GRSDRDZ251567 | CNY | FR007 | 2025-09-10 | -- | -- | 7,160,000 |
| 35 | GRSDRDZ251533 | CNY | FR007 | 2025-09-10 | -- | -- | 236,330,000 |
| 36 | GRSDRDZ251532 | CNY | AUD/USD | 2025-09-10 | 0.6608 | 0.6898/0.6318 | 45,994,000 |
| 37 | GRSD14G120_92 | CNY | USD/CAD | 2025-09-11 | 1.3877 | 1.3913 | 1,344,999,000 |
| 38 | GRSDUDZ25116 | USD | GBP/USD | 2025-09-11 | 1.3517 | 1.3769 | 978,600 |
| 39 | GRSDRDZ251562 | CNY | FR007 | 2025-09-11 | -- | -- | 53,000,000 |
| 40 | GRSDRDZ251565 | CNY | FR007 | 2025-09-12 | -- | -- | 293,253,000 |
| 41 | GRSDRDZ251568 | CNY | FR007 | 2025-09-12 | -- | -- | 173,664,000 |
| 42 | GRSDRDZ251570 | CNY | FR007 | 2025-09-12 | -- | -- | 152,925,000 |
| 43 | GRSDRDZ251571 | CNY | FR007 | 2025-09-12 | -- | -- | 196,973,000 |
| 44 | GRSDRDZ251572 | CNY | FR007 | 2025-09-12 | -- | -- | 45,430,000 |
| 45 | GRSDRDZ251579 | CNY | FR007 | 2025-09-12 | -- | -- | 148,426,000 |
| 46 | GRSDRDZ251587 | CNY | FR007 | 2025-09-12 | -- | -- | 193,453,000 |
| 47 | GRSDRDZ251589 | CNY | FR007 | 2025-09-12 | -- | -- | 192,680,000 |
| 48 | GRSDRDZ251592 | CNY | FR007 | 2025-09-12 | -- | -- | 10,000,000 |
| 49 | GRSDRDZ251509 | CNY | FR007 | 2025-09-12 | -- | -- | 854,351,000 |
| 50 | GRSDR250456 | CNY | FR007 | 2025-09-12 | -- | -- | 73,284,000 |
| 51 | GRSDRDZ251578 | CNY | USD/CHF | 2025-09-12 | 0.7963 | 0.8128/0.7798 | 135,900,000 |
| 52 | GRSDRDZ251566 | CNY | USD/CHF | 2025-09-12 | 0.7963 | 0.8158/0.7768 | 84,549,000 |
| 53 | GRSDRDZ251585 | CNY | USD/CHF | 2025-09-12 | 0.7963 | 0.8268/0.7658 | 80,744,000 |
| 54 | GRSDRDZ251582 | CNY | USD/JPY | 2025-09-12 | 147.34 | 151.64/143.04 | 57,733,000 |
| 55 | GRSDRDZ251591 | CNY | USD/JPY | 2025-09-12 | 147.34 | 152.89/141.79 | 28,382,000 |
| 56 | GRSDR250461 | CNY | USD/JPY | 2025-09-12 | 147.34 | 154.34/140.34 | 133,537,000 |
| 57 | GRSDRDZ251508 | CNY | USD/JPY | 2025-09-12 | 147.34 | 154.34/140.34 | 216,885,000 |
| 58 | GRSDR250459 | CNY | USD/CHF | 2025-09-12 | 0.7963 | 0.8158/0.7768 | 237,504,000 |
| 59 | GRSDRDZ251510 | CNY | USD/CHF | 2025-09-12 | 0.7963 | 0.8158/0.7768 | 439,025,000 |
| 60 | GRSDRDZ251577 | CNY | USD/CHF | 2025-09-12 | 0.7963 | 0.8178/0.7748 | 171,916,000 |
| 61 | GRSDRDZ251576 | CNY | USD/CHF | 2025-09-12 | 0.7963 | 0.8203/0.7723 | 174,720,000 |
| 62 | GRSDRDZ251555 | CNY | EUR/USD | 2025-09-12 | 1.1732 | 1.1822/1.1642 | 158,973,000 |
| 63 | GRSDRDZ251554 | CNY | FR007 | 2025-09-12 | -- | -- | 747,930,000 |
| 64 | GRSDR250432 | CNY | FR007 | 2025-09-12 | -- | -- | 202,391,000 |
| 65 | GRSDR250458 | CNY | USD/JPY | 2025-09-12 | 147.34 | 149.94 | 177,834,000 |
| 66 | GRSDR250457 | CNY | GBP/USD | 2025-09-12 | 1.3559 | 1.3744 | 356,243,000 |
2.按照产品说明书约定，现将2025年9月8日至2025年9月14日期间到期的个人客户结构性存款产品实际收益率信息公告如下：
| 序号 | 产品代码 | 币种 | 挂钩标的 | 产品成立日 （基准日） |
到期日 | 实际收益率（年化） |
|---|---|---|---|---|---|---|
| 1 | GRSDRDZ251032 | CNY | AUD/USD | 2025-06-09 | 2025-09-09 | 1.9500% |
| 2 | GRSD7G182_15 | CNY | FR007 | 2025-09-01 | 2025-09-09 | 1.7388% |
| 3 | GRSD7G181_18 | CNY | FR007 | 2025-09-01 | 2025-09-09 | 1.5490% |
| 4 | GRSDR250372 | CNY | EUR/USD | 2025-08-11 | 2025-09-09 | 0.4000% |
| 5 | GRSDR250371 | CNY | AUD/USD | 2025-08-11 | 2025-09-09 | 0.4000% |
| 6 | GRSD7G183_8 | CNY | FR007 | 2025-08-29 | 2025-09-09 | 1.5990% |
| 7 | GRSD7G177_26 | CNY | FR007 | 2025-08-29 | 2025-09-09 | 1.7450% |
| 8 | GRSD7G146_91 | CNY | FR007 | 2025-08-29 | 2025-09-09 | 1.7012% |
| 9 | GRSDRDZ251414 | CNY | FR007 | 2025-08-18 | 2025-09-09 | 1.6970% |
| 10 | GRSDRDZ250819 | CNY | AUD/USD | 2025-04-28 | 2025-09-09 | 2.1500% |
| 11 | GRSDRDZ251241 | CNY | FR007 | 2025-07-04 | 2025-09-09 | 1.5319% |
| 12 | GRSD7G187_2 | CNY | FR007 | 2025-09-01 | 2025-09-09 | 1.6220% |
| 13 | GRSDRDZ251010 | CNY | AUD/USD | 2025-06-03 | 2025-09-10 | 2.1500% |
| 14 | GRSDRDZ251389 | CNY | FR007 | 2025-08-11 | 2025-09-10 | 1.5863% |
| 15 | GRSD14G120_91 | CNY | AUD/USD | 2025-08-27 | 2025-09-10 | 1.8000% |
| 16 | GRSDRDZ250564 | CNY | EUR/USD | 2025-03-14 | 2025-09-10 | 0.8000% |
| 17 | GRSDR250268 | CNY | USD/JPY | 2025-06-13 | 2025-09-11 | 1.6083% |
| 18 | GRSDRDZ251108 | CNY | AUD/USD | 2025-06-13 | 2025-09-11 | 1.8200% |
| 19 | GRSDRDZ251442 | CNY | FR007 | 2025-08-22 | 2025-09-11 | 1.6703% |
| 20 | GRSDRDZ251391 | CNY | FR007 | 2025-08-08 | 2025-09-11 | 1.7893% |
| 21 | GRSDRDZ251120 | CNY | EUR/USD | 2025-06-23 | 2025-09-11 | 1.9500% |
| 22 | GRSDR250389 | CNY | AUD/USD | 2025-08-11 | 2025-09-12 | 0.2000% |
| 23 | GRSDRDZ251266 | CNY | EUR/USD | 2025-07-11 | 2025-09-12 | 1.8500% |
| 24 | GRSDR250390 | CNY | EUR/USD | 2025-08-11 | 2025-09-12 | 0.2000% |
| 25 | GRSDRDZ251481 | CNY | FR007 | 2025-08-29 | 2025-09-12 | 1.6544% |
| 26 | GRSDU25040 | USD | EUR/USD | 2025-03-12 | 2025-09-12 | 1.7000% |
| 27 | GRSDU25042 | USD | EUR/USD | 2025-03-12 | 2025-09-12 | 2.0000% |
| 28 | GRSDRDZ251361 | CNY | FR007 | 2025-08-08 | 2025-09-12 | 1.6295% |
| 29 | GRSDU24184 | USD | EUR/USD | 2024-09-12 | 2025-09-12 | 2.7500% |
| 30 | GRSD7G185_6 | CNY | FR007 | 2025-09-05 | 2025-09-12 | 1.4050% |
具体产品细节请见产品说明书或咨询客户经理。感谢您一直以来的关注与支持。
中国银行股份有限公司
2025年9月15日