2025-11-17
尊敬的投资者：
人民币/外币结构性存款属于金融机构吸收的嵌入金融衍生工具的存款，产品保障本金和保底收益，产品浮动收益部分与特定指标市场表现挂钩。本产品面向全部个人客户销售。
1.按照产品说明书约定，现将2025年11月10日至2025年11月16日结构性存款已起息产品相关信息公告如下：
| 序号 | 产品代码 | 币种 | 挂钩标的 | 产品成立日 （即基准日） |
期初价格 | 观察水平 | 产品募集规模 （原币元） |
|---|---|---|---|---|---|---|---|
| 1 | GRSDRDZ251922 | CNY | FR007 | 2025-11-10 | -- | -- | 183,269,000 |
| 2 | GRSDRDZ251916 | CNY | AUD/USD | 2025-11-10 | 0.6528 | 0.6778/0.6278 | 63,190,000 |
| 3 | GRSDRDZ251934 | CNY | AUD/USD | 2025-11-10 | 0.6528 | 0.6778/0.6278 | 92,319,000 |
| 4 | GRSDR250599 | CNY | USD/JPY | 2025-11-10 | 153.92 | 158.62/149.22 | 206,078,000 |
| 5 | GRSDR250604 | CNY | USD/CAD | 2025-11-10 | 1.4024 | 1.3907 | 173,505,000 |
| 6 | GRSDR250581 | CNY | USD/CAD | 2025-11-10 | 1.4024 | 1.3946 | 92,021,000 |
| 7 | GRSDR250580 | CNY | EUR/USD | 2025-11-10 | 1.1563 | 1.1499 | 124,196,000 |
| 8 | GRSDR250607 | CNY | XAU/USD | 2025-11-10 | 4,067.95 | 4341.40 | 52,893,000 |
| 9 | GRSDR250606 | CNY | USD/CAD | 2025-11-10 | 1.4024 | 1.3714 | 74,424,000 |
| 10 | GRSDR250603 | CNY | GBP/USD | 2025-11-10 | 1.3156 | 1.2996 | 415,410,000 |
| 11 | GRSDR250594 | CNY | USD/JPY | 2025-11-10 | 153.92 | 158.02/149.82 | 21,335,000 |
| 12 | GRSDRDZ251903 | CNY | AUD/USD | 2025-11-10 | 0.6528 | 0.6813/0.6243 | 529,309,000 |
| 13 | GRSDRDZ251930 | CNY | FR007 | 2025-11-10 | -- | -- | 530,289,000 |
| 14 | GRSDRDZ251940 | CNY | FR007 | 2025-11-10 | -- | -- | 121,780,000 |
| 15 | GRSDRDZ251976 | CNY | FR007 | 2025-11-10 | -- | -- | 32,755,000 |
| 16 | GRSDRDZ251950 | CNY | USD/JPY | 2025-11-10 | 153.92 | 160.92/146.92 | 60,699,000 |
| 17 | GRSDRDZ251931 | CNY | USD/JPY | 2025-11-10 | 153.92 | 158.62/149.22 | 503,973,000 |
| 18 | GRSDRDZ251954 | CNY | GBP/USD | 2025-11-10 | 1.3156 | 1.3241/1.3071 | 39,648,000 |
| 19 | GRSDRDZ251933 | CNY | FR007 | 2025-11-10 | -- | -- | 280,368,000 |
| 20 | GRSDRDZ251924 | CNY | GBP/USD | 2025-11-10 | 1.3156 | 1.3216/1.3096 | 50,855,000 |
| 21 | GRSDRDZ251923 | CNY | FR007 | 2025-11-10 | -- | -- | 91,320,000 |
| 22 | GRSDR250602 | CNY | GBP/USD | 2025-11-10 | 1.3156 | 1.3326/1.2986 | 11,883,000 |
| 23 | GRSDRDZ251941 | CNY | AUD/USD | 2025-11-11 | 0.6520 | 0.6750/0.6290 | 211,588,000 |
| 24 | GRSDRDZ251958 | CNY | FR007 | 2025-11-11 | -- | -- | 15,200,000 |
| 25 | GRSDR250605 | CNY | AUD/USD | 2025-11-11 | 0.6520 | 0.6805/0.6235 | 301,281,000 |
| 26 | GRSDRDZ251938 | CNY | GBP/USD | 2025-11-11 | 1.3167 | 1.3252/1.3082 | 67,975,000 |
| 27 | GRSDR250601 | CNY | USD/JPY | 2025-11-12 | 154.62 | 161.32/147.92 | 166,439,000 |
| 28 | GRSD2WG171_29 | CNY | USD/CAD | 2025-11-12 | 1.4010 | 1.3978 | 391,052,000 |
| 29 | GRSD7G146_98 | CNY | FR007 | 2025-11-12 | -- | -- | 4,749,055,000 |
| 30 | GRSD7G181_25 | CNY | FR007 | 2025-11-12 | -- | -- | 4,435,835,000 |
| 31 | GRSDRDZ251929 | CNY | USD/JPY | 2025-11-12 | 154.62 | 161.82/147.42 | 99,709,000 |
| 32 | GRSD7G189_3 | CNY | FR007 | 2025-11-13 | -- | -- | 1,015,847,000 |
| 33 | GRSDRDZ251979 | CNY | AUD/USD | 2025-11-13 | 0.6558 | 0.6853/0.6263 | 34,250,000 |
| 34 | GRSDRDZ251978 | CNY | GBP/USD | 2025-11-13 | 1.3118 | 1.3223/1.3013 | 19,480,000 |
| 35 | GRSDUDZ25125 | USD | USD/CAD | 2025-11-13 | 1.4011 | 1.3803 | 690,500 |
| 36 | GRSDRDZ251995 | CNY | FR007 | 2025-11-13 | -- | -- | 47,562,000 |
| 37 | GRSDRDZ251997 | CNY | FR007 | 2025-11-13 | -- | -- | 198,570,000 |
| 38 | GRSDRDZ252012 | CNY | FR007 | 2025-11-13 | -- | -- | 43,910,000 |
| 39 | GRSD2WG144_63 | CNY | EUR/USD | 2025-11-13 | 1.1582 | 1.1552 | 1,648,116,000 |
| 40 | GRSDRDZ252001 | CNY | EUR/USD | 2025-11-14 | 1.1647 | 1.2017 | 239,808,000 |
| 41 | GRSDRDZ251996 | CNY | AUD/USD | 2025-11-14 | 0.6538 | 0.6773/0.6303 | 92,255,000 |
| 42 | GRSDR250614 | CNY | USD/JPY | 2025-11-14 | 154.48 | 161.18/147.78 | 108,735,000 |
| 43 | GRSDRDZ251904 | CNY | AUD/USD | 2025-11-14 | 0.6538 | 0.6818/0.6258 | 373,082,000 |
| 44 | GRSDRDZ251982 | CNY | AUD/USD | 2025-11-14 | 0.6538 | 0.6818/0.6258 | 78,709,000 |
| 45 | GRSDR250609 | CNY | FR007 | 2025-11-14 | -- | -- | 48,778,000 |
| 46 | GRSDRDZ251962 | CNY | FR007 | 2025-11-14 | -- | -- | 472,410,000 |
| 47 | GRSDRDZ251963 | CNY | FR007 | 2025-11-14 | -- | -- | 361,739,000 |
| 48 | GRSDRDZ251964 | CNY | FR007 | 2025-11-14 | -- | -- | 446,039,000 |
| 49 | GRSDRDZ251981 | CNY | FR007 | 2025-11-14 | -- | -- | 439,592,000 |
| 50 | GRSDRDZ252003 | CNY | FR007 | 2025-11-14 | -- | -- | 98,976,000 |
| 51 | GRSDRDZ252008 | CNY | FR007 | 2025-11-14 | -- | -- | 177,985,000 |
| 52 | GRSDRDZ252013 | CNY | FR007 | 2025-11-14 | -- | -- | 11,800,000 |
| 53 | GRSDRDZ252014 | CNY | FR007 | 2025-11-14 | -- | -- | 47,760,000 |
| 54 | GRSDRDZ251980 | CNY | FR007 | 2025-11-14 | -- | -- | 843,376,000 |
| 55 | GRSDRDZ251989 | CNY | GBP/USD | 2025-11-14 | 1.3147 | 1.3095 | 149,668,000 |
| 56 | GRSDR250582 | CNY | GBP/USD | 2025-11-14 | 1.3147 | 1.3055 | 69,919,000 |
| 57 | GRSDR250583 | CNY | NZD/USD | 2025-11-14 | 0.5688 | 0.5643 | 31,306,000 |
| 58 | GRSDR250610 | CNY | GBP/USD | 2025-11-14 | 1.3147 | 1.2947 | 251,070,000 |
| 59 | GRSDR250611 | CNY | NZD/USD | 2025-11-14 | 0.5688 | 0.5588 | 146,199,000 |
| 60 | GRSDRDZ252002 | CNY | XAU/USD | 2025-11-14 | 4,189.67 | 4517.37 | 227,901,000 |
| 61 | GRSDRDZ252015 | CNY | EUR/USD | 2025-11-14 | 1.1647 | 1.1857 | 31,440,000 |
| 62 | GRSDRDZ251905 | CNY | NZD/USD | 2025-11-14 | 0.5688 | 0.5653 | 258,898,000 |
| 63 | GRSDRDZ252006 | CNY | USD/JPY | 2025-11-14 | 154.48 | 159.48/149.48 | 86,259,000 |
| 64 | GRSDRDZ251998 | CNY | EUR/USD | 2025-11-14 | 1.1647 | 1.1702/1.1592 | 119,000,000 |
| 65 | GRSDR250612 | CNY | EUR/USD | 2025-11-14 | 1.1647 | 1.1717/1.1577 | 126,473,000 |
| 66 | GRSDRDZ251906 | CNY | EUR/USD | 2025-11-14 | 1.1647 | 1.1712/1.1582 | 279,709,000 |
| 67 | GRSDRDZ251990 | CNY | EUR/USD | 2025-11-14 | 1.1647 | 1.1717/1.1577 | 131,327,000 |
| 68 | GRSD2WG172_25 | CNY | NZD/USD | 2025-11-14 | 0.5688 | 0.5658 | 2,483,263,000 |
| 69 | GRSD2WG178_18 | CNY | NZD/USD | 2025-11-14 | 0.5688 | 0.5658 | 110,575,000 |
| 70 | GRSD2WG168_35 | CNY | GBP/USD | 2025-11-14 | 1.3147 | 1.3099 | 1,288,335,000 |
2.按照产品说明书约定，现将2025年11月10日至2025年11月16日期间到期的个人客户结构性存款产品实际收益率信息公告如下：
| 序号 | 产品代码 | 币种 | 挂钩标的 | 产品成立日 （基准日） |
到期日 | 实际收益率（年化） |
|---|---|---|---|---|---|---|
| 1 | GRSDR250196 | CNY | GBP/USD | 2025-05-12 | 2025-11-10 | 1.0167% |
| 2 | GRSD7G181_24 | CNY | FR007 | 2025-11-03 | 2025-11-11 | 1.5620% |
| 3 | GRSD2WG171_28 | CNY | USD/CHF | 2025-10-28 | 2025-11-11 | 1.7000% |
| 4 | GRSDRDZ251488 | CNY | GBP/USD | 2025-09-04 | 2025-11-11 | 1.9333% |
| 5 | GRSDRDZ251300 | CNY | FR007 | 2025-07-21 | 2025-11-11 | 1.7591% |
| 6 | GRSDR250381 | CNY | USD/CAD | 2025-08-11 | 2025-11-11 | 1.1750% |
| 7 | GRSD7G146_97 | CNY | FR007 | 2025-11-03 | 2025-11-11 | 1.7156% |
| 8 | GRSDRDZ251395 | CNY | USD/JPY | 2025-08-15 | 2025-11-11 | 1.3750% |
| 9 | GRSDRDZ250793 | CNY | EUR/USD | 2025-04-18 | 2025-11-12 | 2.7500% |
| 10 | GRSDRDZ251492 | CNY | FR007 | 2025-09-01 | 2025-11-12 | 1.9964% |
| 11 | GRSD2WG144_62 | CNY | EUR/USD | 2025-10-28 | 2025-11-12 | 0.6000% |
| 12 | GRSD7G189_2 | CNY | FR007 | 2025-11-05 | 2025-11-12 | 2.0900% |
| 13 | GRSDRDZ251424 | CNY | FR007 | 2025-08-14 | 2025-11-13 | 2.0370% |
| 14 | GRSDRDZ251418 | CNY | FR007 | 2025-08-14 | 2025-11-13 | 1.9424% |
| 15 | GRSD2WG168_34 | CNY | EUR/USD | 2025-10-31 | 2025-11-13 | 0.6000% |
| 16 | GRSD2WG178_17 | CNY | EUR/USD | 2025-10-30 | 2025-11-13 | 0.6000% |
| 17 | GRSD2WG172_24 | CNY | USD/CHF | 2025-10-30 | 2025-11-13 | 1.9500% |
| 18 | GRSDR250519 | CNY | GBP/USD | 2025-10-13 | 2025-11-14 | 1.7000% |
| 19 | GRSDR250538 | CNY | AUD/USD | 2025-10-17 | 2025-11-14 | 2.9000% |
| 20 | GRSD7G187_9 | CNY | FR007 | 2025-11-07 | 2025-11-14 | 1.7023% |
| 21 | GRSDRDZ251363 | CNY | USD/JPY | 2025-08-15 | 2025-11-14 | 1.2350% |
| 22 | GRSDR250396 | CNY | USD/JPY | 2025-08-15 | 2025-11-14 | 1.2000% |
| 23 | GRSDRDZ251362 | CNY | USD/CAD | 2025-08-11 | 2025-11-14 | 1.3250% |
| 24 | GRSDR250534 | CNY | USD/JPY | 2025-10-13 | 2025-11-14 | 2.2500% |
| 25 | GRSDR250518 | CNY | AUD/USD | 2025-10-13 | 2025-11-14 | 1.7000% |
| 26 | GRSDR250533 | CNY | AUD/USD | 2025-10-13 | 2025-11-14 | 2.2500% |
| 27 | GRSDRDZ251728 | CNY | FR007 | 2025-10-13 | 2025-11-14 | 2.0090% |
| 28 | GRSDRDZ251752 | CNY | FR007 | 2025-10-13 | 2025-11-14 | 1.6268% |
| 29 | GRSDRDZ251761 | CNY | FR007 | 2025-10-13 | 2025-11-14 | 1.5815% |
| 30 | GRSDUDZ25081 | USD | EUR/USD | 2025-05-14 | 2025-11-14 | 2.2000% |
| 31 | GRSDRDZ251383 | CNY | USD/CAD | 2025-08-08 | 2025-11-14 | 1.5333% |
| 32 | GRSDRDZ251388 | CNY | GBP/USD | 2025-08-08 | 2025-11-14 | 1.8500% |
| 33 | GRSDR250386 | CNY | GBP/USD | 2025-08-11 | 2025-11-14 | 1.8000% |
| 34 | GRSD7G182_22 | CNY | FR007 | 2025-11-07 | 2025-11-14 | 1.7778% |
| 35 | GRSD7G183_15 | CNY | FR007 | 2025-11-07 | 2025-11-14 | 1.6315% |
| 36 | GRSD7G185_12 | CNY | FR007 | 2025-11-07 | 2025-11-14 | 1.5768% |
| 37 | GRSDRDZ251578 | CNY | USD/CHF | 2025-09-12 | 2025-11-14 | 2.2000% |
| 38 | GRSDRDZ250938 | CNY | GBP/USD | 2025-05-16 | 2025-11-14 | 1.5500% |
| 39 | GRSDU24224 | USD | AUD/USD | 2024-11-14 | 2025-11-14 | 2.6500% |
| 40 | GRSDR250539 | CNY | EUR/USD | 2025-10-17 | 2025-11-14 | 0.2500% |
| 41 | GRSDRDZ251816 | CNY | USD/CHF | 2025-10-24 | 2025-11-14 | 2.0000% |
| 42 | GRSDRDZ251724 | CNY | FR007 | 2025-10-09 | 2025-11-14 | 1.5828% |
具体产品细节请见产品说明书或咨询客户经理。感谢您一直以来的关注与支持。
中国银行股份有限公司
2025年11月17日