2025-12-08
尊敬的投资者：
人民币/外币结构性存款属于金融机构吸收的嵌入金融衍生工具的存款，产品保障本金和保底收益，产品浮动收益部分与特定指标市场表现挂钩。本产品面向全部个人客户销售。
1. 按照产品说明书约定，现将2025年12月1日至2025年12月7日结构性存款已起息产品相关信息公告如下：
| 序号 | 产品代码 | 币种 | 挂钩标的 | 产品成立日 （即基准日） |
期初价格 | 观察水平 | 产品募集规模 （原币元） |
|---|---|---|---|---|---|---|---|
| 1 | GRSDRDZ252074 | CNY | AUD/USD | 2025-12-01 | 0.6541 | 0.6761/0.6321 | 499,323,000 |
| 2 | GRSDRDZ252113 | CNY | EUR/USD | 2025-12-01 | 1.1599 | 1.1809 | 45,740,000 |
| 3 | GRSDRDZ252066 | CNY | USD/CAD | 2025-12-01 | 1.3987 | 1.4019/1.3955 | 70,529,000 |
| 4 | GRSDR250636 | CNY | AUD/USD | 2025-12-01 | 0.6541 | 0.6711/0.6371 | 17,680,000 |
| 5 | GRSDRDZ252090 | CNY | AUD/USD | 2025-12-01 | 0.6541 | 0.6831/0.6251 | 219,762,000 |
| 6 | GRSDRDZ251915 | CNY | AUD/USD | 2025-12-01 | 0.6541 | 0.6831/0.6251 | 232,972,000 |
| 7 | GRSDR250593 | CNY | USD/JPY | 2025-12-01 | 155.59 | 157.07 | 33,233,000 |
| 8 | GRSDR250592 | CNY | GBP/USD | 2025-12-01 | 1.3226 | 1.3328 | 104,062,000 |
| 9 | GRSD7G181_27 | CNY | FR007 | 2025-12-01 | -- | -- | 5,812,629,000 |
| 10 | GRSDRDZ252105 | CNY | FR007 | 2025-12-01 | -- | -- | 67,000,000 |
| 11 | GRSDRDZ252110 | CNY | USD/CAD | 2025-12-01 | 1.3987 | 1.4059/1.3915 | 31,154,000 |
| 12 | GRSDRDZ251973 | CNY | FR007 | 2025-12-01 | -- | -- | 321,302,000 |
| 13 | GRSDRDZ251974 | CNY | FR007 | 2025-12-01 | -- | -- | 185,619,000 |
| 14 | GRSDRDZ251975 | CNY | FR007 | 2025-12-01 | -- | -- | 193,329,000 |
| 15 | GRSDRDZ252079 | CNY | FR007 | 2025-12-01 | -- | -- | 798,115,000 |
| 16 | GRSDRDZ252140 | CNY | FR007 | 2025-12-01 | -- | -- | 100,000,000 |
| 17 | GRSDR250644 | CNY | AUD/USD | 2025-12-01 | 0.6541 | 0.6801/0.6281 | 13,099,000 |
| 18 | GRSDR250648 | CNY | EUR/USD | 2025-12-01 | 1.1599 | 1.1904 | 88,515,000 |
| 19 | GRSDR250649 | CNY | XAU/USD | 2025-12-01 | 4,229.07 | 4513.37 | 53,648,000 |
| 20 | GRSDRDZ252067 | CNY | FR007 | 2025-12-01 | -- | -- | 409,244,000 |
| 21 | GRSDRDZ252068 | CNY | FR007 | 2025-12-01 | -- | -- | 171,843,000 |
| 22 | GRSDRDZ252069 | CNY | FR007 | 2025-12-01 | -- | -- | 212,689,000 |
| 23 | GRSDRDZ252076 | CNY | FR007 | 2025-12-01 | -- | -- | 28,040,000 |
| 24 | GRSDRDZ252099 | CNY | EUR/USD | 2025-12-01 | 1.1599 | 1.1939/1.1259 | 171,015,000 |
| 25 | GRSDR250641 | CNY | USD/CAD | 2025-12-01 | 1.3987 | 1.4059/1.3915 | 489,502,000 |
| 26 | GRSDR250645 | CNY | GBP/USD | 2025-12-01 | 1.3226 | 1.3386 | 415,572,000 |
| 27 | GRSDR250646 | CNY | USD/JPY | 2025-12-01 | 155.59 | 157.96 | 218,663,000 |
| 28 | GRSD2WG178_19 | CNY | GBP/USD | 2025-12-01 | 1.3226 | 1.3276 | 109,103,000 |
| 29 | GRSD2WG172_26 | CNY | USD/JPY | 2025-12-01 | 155.59 | 156.29 | 2,477,721,000 |
| 30 | GRSDR250652 | CNY | FR007 | 2025-12-01 | -- | -- | 288,780,000 |
| 31 | GRSDR250653 | CNY | FR007 | 2025-12-01 | -- | -- | 1,398,373,000 |
| 32 | GRSDRDZ252073 | CNY | FR007 | 2025-12-01 | -- | -- | 245,011,000 |
| 33 | GRSDRDZ252075 | CNY | FR007 | 2025-12-01 | -- | -- | 49,999,000 |
| 34 | GRSDRDZ252083 | CNY | FR007 | 2025-12-01 | -- | -- | 402,011,000 |
| 35 | GRSDRDZ252088 | CNY | FR007 | 2025-12-01 | -- | -- | 99,120,000 |
| 36 | GRSDRDZ252100 | CNY | FR007 | 2025-12-01 | -- | -- | 315,317,000 |
| 37 | GRSDRDZ252102 | CNY | FR007 | 2025-12-01 | -- | -- | 86,143,000 |
| 38 | GRSDRDZ252103 | CNY | FR007 | 2025-12-01 | -- | -- | 106,958,000 |
| 39 | GRSDRDZ252104 | CNY | FR007 | 2025-12-01 | -- | -- | 442,369,000 |
| 40 | GRSDRDZ252112 | CNY | FR007 | 2025-12-01 | -- | -- | 52,812,000 |
| 41 | GRSDRDZ252134 | CNY | FR007 | 2025-12-01 | -- | -- | 100,079,000 |
| 42 | GRSD2WG168_36 | CNY | GBP/USD | 2025-12-01 | 1.3226 | 1.3271 | 1,323,835,000 |
| 43 | GRSDRDZ251919 | CNY | EUR/USD | 2025-12-01 | 1.1599 | 1.1914/1.1284 | 2,162,000 |
| 44 | GRSD2WG163_42 | CNY | GBP/USD | 2025-12-02 | 1.3215 | 1.3263 | 1,398,666,000 |
| 45 | GRSDR250647 | CNY | EUR/USD | 2025-12-02 | 1.1611 | 1.1961/1.1261 | 495,805,000 |
| 46 | GRSDRDZ252085 | CNY | FR007 | 2025-12-02 | -- | -- | 49,950,000 |
| 47 | GRSDRDZ252108 | CNY | AUD/USD | 2025-12-02 | 0.6554 | 0.6834/0.6274 | 69,439,000 |
| 48 | GRSDRDZ252109 | CNY | EUR/USD | 2025-12-02 | 1.1611 | 1.1956/1.1266 | 70,136,000 |
| 49 | GRSDRDZ252084 | CNY | EUR/USD | 2025-12-03 | 1.1642 | 1.1992/1.1292 | 213,884,000 |
| 50 | GRSDR250643 | CNY | AUD/USD | 2025-12-03 | 0.6582 | 0.6862/0.6302 | 230,958,000 |
| 51 | GRSD7G189_5 | CNY | FR007 | 2025-12-03 | -- | -- | 4,142,166,000 |
| 52 | GRSDRDZ252190 | CNY | FR007 | 2025-12-04 | -- | -- | 250,230,000 |
| 53 | GRSD7G187_12 | CNY | FR007 | 2025-12-04 | -- | -- | 2,993,666,000 |
| 54 | GRSDRDZ252096 | CNY | EUR/USD | 2025-12-04 | 1.1659 | 1.1934/1.1384 | 206,139,000 |
| 55 | GRSD30G157_25 | CNY | GBP/USD | 2025-12-04 | 1.3337 | 1.3402 | 1,719,619,000 |
| 56 | GRSDRDZ252097 | CNY | USD/CAD | 2025-12-04 | 1.3962 | 1.4027/1.3897 | 89,235,000 |
| 57 | GRSD7G182_25 | CNY | FR007 | 2025-12-04 | -- | -- | 1,198,328,000 |
| 58 | GRSD7G183_18 | CNY | FR007 | 2025-12-04 | -- | -- | 2,782,767,000 |
| 59 | GRSD7G185_15 | CNY | FR007 | 2025-12-04 | -- | -- | 2,877,006,000 |
| 60 | GRSDUDZ25128 | USD | EUR/USD | 2025-12-04 | 1.1659 | 1.1857 | 852,500 |
| 61 | GRSDR250673 | CNY | FR007 | 2025-12-05 | -- | -- | 99,585,000 |
| 62 | GRSDRDZ252143 | CNY | GBP/USD | 2025-12-05 | 1.3345 | 1.3480/1.3210 | 80,175,000 |
| 63 | GRSDRDZ252142 | CNY | FR007 | 2025-12-05 | -- | -- | 156,017,000 |
| 64 | GRSDRDZ252152 | CNY | FR007 | 2025-12-05 | -- | -- | 151,184,000 |
| 65 | GRSDRDZ252165 | CNY | FR007 | 2025-12-05 | -- | -- | 65,155,000 |
| 66 | GRSDRDZ252168 | CNY | FR007 | 2025-12-05 | -- | -- | 452,809,000 |
| 67 | GRSDRDZ252169 | CNY | FR007 | 2025-12-05 | -- | -- | 478,338,000 |
| 68 | GRSDRDZ252174 | CNY | FR007 | 2025-12-05 | -- | -- | 27,204,000 |
| 69 | GRSDRDZ252178 | CNY | FR007 | 2025-12-05 | -- | -- | 590,307,000 |
| 70 | GRSDRDZ252179 | CNY | FR007 | 2025-12-05 | -- | -- | 307,921,000 |
| 71 | GRSDRDZ252181 | CNY | FR007 | 2025-12-05 | -- | -- | 326,977,000 |
| 72 | GRSDRDZ252184 | CNY | FR007 | 2025-12-05 | -- | -- | 28,740,000 |
| 73 | GRSDRDZ252187 | CNY | FR007 | 2025-12-05 | -- | -- | 173,900,000 |
| 74 | GRSDR250654 | CNY | EUR/USD | 2025-12-05 | 1.1658 | 1.1725 | 130,076,000 |
| 75 | GRSDRDZ252159 | CNY | EUR/USD | 2025-12-05 | 1.1658 | 1.2003 | 182,449,000 |
| 76 | GRSDRDZ252155 | CNY | USD/CAD | 2025-12-05 | 1.3950 | 1.4030/1.3870 | 33,000,000 |
| 77 | GRSDRDZ252189 | CNY | USD/CAD | 2025-12-05 | 1.3950 | 1.4020/1.3880 | 10,000,000 |
| 78 | GRSDRDZ252163 | CNY | USD/JPY | 2025-12-05 | 154.61 | 162.01/147.21 | 117,305,000 |
| 79 | GRSD7G177_36 | CNY | FR007 | 2025-12-05 | -- | -- | 6,311,011,000 |
| 80 | GRSDR250674 | CNY | EUR/USD | 2025-12-05 | 1.1658 | 1.1798 | 333,709,000 |
| 81 | GRSDR250675 | CNY | NZD/USD | 2025-12-05 | 0.5770 | 0.5872 | 204,543,000 |
| 82 | GRSDR250655 | CNY | NZD/USD | 2025-12-05 | 0.5770 | 0.5820 | 53,370,000 |
| 83 | GRSDRDZ252192 | CNY | FR007 | 2025-12-05 | -- | -- | 68,400,000 |
| 84 | GRSDRDZ252167 | CNY | EUR/USD | 2025-12-05 | 1.1658 | 1.1720 | 15,890,000 |
| 85 | GRSDRDZ252160 | CNY | USD/CAD | 2025-12-05 | 1.3950 | 1.4570/1.3330 | 175,234,000 |
| 86 | GRSDR250676 | CNY | USD/CAD | 2025-12-05 | 1.3950 | 1.4020/1.3880 | 321,217,000 |
| 87 | GRSDRDZ252116 | CNY | USD/CAD | 2025-12-05 | 1.3950 | 1.4020/1.3880 | 184,013,000 |
| 88 | GRSDRDZ252186 | CNY | USD/CAD | 2025-12-05 | 1.3950 | 1.4020/1.3880 | 37,000,000 |
| 89 | GRSDRDZ252153 | CNY | GBP/USD | 2025-12-05 | 1.3345 | 1.3440/1.3250 | 390,142,000 |
| 90 | GRSDRDZ252176 | CNY | GBP/USD | 2025-12-05 | 1.3345 | 1.3440/1.3250 | 73,216,000 |
| 91 | GRSDRDZ252154 | CNY | GBP/USD | 2025-12-05 | 1.3345 | 1.3455/1.3235 | 51,710,000 |
| 92 | GRSDR250678 | CNY | GBP/USD | 2025-12-05 | 1.3345 | 1.3480/1.3210 | 108,822,000 |
| 93 | GRSDRDZ252114 | CNY | GBP/USD | 2025-12-05 | 1.3345 | 1.3480/1.3210 | 373,218,000 |
| 94 | GRSDRDZ252115 | CNY | FR007 | 2025-12-05 | -- | -- | 489,930,000 |
2. 按照产品说明书约定，现将2025年12月1日至2025年12月7日期间到期的个人客户结构性存款产品实际收益率信息公告如下：
| 序号 | 产品代码 | 币种 | 挂钩标的 | 产品成立日 （基准日） |
到期日 | 实际收益率（年化） |
|---|---|---|---|---|---|---|
| 1 | GRSD2WG163_41 | CNY | GBP/USD | 2025-11-18 | 2025-12-01 | 2.0500% |
| 2 | GRSDRDZ251955 | CNY | FR007 | 2025-11-07 | 2025-12-02 | 1.9610% |
| 3 | GRSDR250561 | CNY | FR007 | 2025-10-31 | 2025-12-02 | 1.3563% |
| 4 | GRSD7G189_4 | CNY | FR007 | 2025-11-21 | 2025-12-02 | 2.1188% |
| 5 | GRSDRDZ251780 | CNY | FR007 | 2025-10-17 | 2025-12-02 | 1.5886% |
| 6 | GRSD30G157_24 | CNY | USD/CAD | 2025-11-07 | 2025-12-03 | 2.0000% |
| 7 | GRSD7G183_17 | CNY | FR007 | 2025-11-26 | 2025-12-03 | 1.6250% |
| 8 | GRSD7G187_11 | CNY | FR007 | 2025-11-26 | 2025-12-03 | 1.6950% |
| 9 | GRSD7G185_14 | CNY | FR007 | 2025-11-26 | 2025-12-03 | 1.5700% |
| 10 | GRSD7G182_24 | CNY | FR007 | 2025-11-26 | 2025-12-03 | 1.7700% |
| 11 | GRSD7G177_35 | CNY | FR007 | 2025-11-27 | 2025-12-04 | 1.8867% |
| 12 | GRSDRDZ251621 | CNY | EUR/USD | 2025-09-19 | 2025-12-04 | 1.9417% |
| 13 | GRSDRDZ251444 | CNY | AUD/USD | 2025-08-25 | 2025-12-05 | 2.0000% |
| 14 | GRSDRDZ251452 | CNY | USD/JPY | 2025-09-04 | 2025-12-05 | 1.7500% |
| 15 | GRSDRDZ251453 | CNY | GBP/USD | 2025-09-04 | 2025-12-05 | 2.3000% |
| 16 | GRSDRDZ251451 | CNY | FR007 | 2025-09-04 | 2025-12-05 | 2.0211% |
| 17 | GRSDR250574 | CNY | GBP/USD | 2025-11-03 | 2025-12-05 | 1.7000% |
| 18 | GRSDR250575 | CNY | USD/CAD | 2025-11-03 | 2025-12-05 | 1.7000% |
| 19 | GRSDR250569 | CNY | EUR/USD | 2025-11-03 | 2025-12-05 | 2.2500% |
| 20 | GRSDR250570 | CNY | USD/CAD | 2025-11-03 | 2025-12-05 | 2.2500% |
| 21 | GRSDRDZ251989 | CNY | GBP/USD | 2025-11-14 | 2025-12-05 | 2.0000% |
| 22 | GRSDR250596 | CNY | GBP/USD | 2025-11-07 | 2025-12-05 | 0.2500% |
| 23 | GRSDRDZ251773 | CNY | EUR/USD | 2025-10-31 | 2025-12-05 | 1.9000% |
| 24 | GRSDRDZ251503 | CNY | EUR/USD | 2025-09-05 | 2025-12-05 | 1.9700% |
| 25 | GRSDR250446 | CNY | EUR/USD | 2025-09-05 | 2025-12-05 | 1.8000% |
| 26 | GRSDR250651 | CNY | FR007 | 2025-11-28 | 2025-12-05 | 1.6483% |
| 27 | GRSDR250650 | CNY | FR007 | 2025-11-28 | 2025-12-05 | 1.6036% |
| 28 | GRSDRDZ251891 | CNY | GBP/USD | 2025-11-03 | 2025-12-05 | 1.9500% |
| 29 | GRSDRDZ251890 | CNY | EUR/USD | 2025-11-03 | 2025-12-05 | 1.9500% |
| 30 | GRSDRDZ251661 | CNY | EUR/USD | 2025-09-26 | 2025-12-05 | 0.8833% |
| 31 | GRSDR250579 | CNY | USD/CAD | 2025-11-07 | 2025-12-05 | 1.8000% |
| 32 | GRSDUDZ25090 | USD | EUR/USD | 2025-06-04 | 2025-12-05 | 2.2000% |
| 33 | GRSDU24239 | USD | USD/CAD | 2024-12-05 | 2025-12-05 | 2.6500% |
| 34 | GRSDR250578 | CNY | EUR/USD | 2025-11-07 | 2025-12-05 | 0.5000% |
| 35 | GRSDRDZ251668 | CNY | FR007 | 2025-09-26 | 2025-12-05 | 2.0916% |
| 36 | GRSD30G188_2 | CNY | FR007 | 2025-11-05 | 2025-12-05 | 1.8963% |
| 37 | GRSDRDZ251806 | CNY | AUD/USD | 2025-10-20 | 2025-12-05 | 2.1500% |
| 38 | GRSDRDZ251807 | CNY | GBP/USD | 2025-10-20 | 2025-12-05 | 2.1500% |
| 39 | GRSDR250597 | CNY | USD/CAD | 2025-11-07 | 2025-12-05 | 3.0000% |
| 40 | GRSD2WG190_1 | CNY | GBP/USD | 2025-11-26 | 2025-12-06 | 1.7500% |
| 41 | GRSD2WG186_4 | CNY | GBP/USD | 2025-11-21 | 2025-12-06 | 0.4000% |
具体产品细节请见产品说明书或咨询客户经理。感谢您一直以来的关注与支持。
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2025年12月8日