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人民币/外币结构性存款产品起到期公告(2026年3月9日更新)

2026-03-09


尊敬的投资者:

人民币/外币结构性存款属于金融机构吸收的嵌入金融衍生工具的存款,产品保障本金和保底收益,产品浮动收益部分与特定指标市场表现挂钩。本产品面向全部个人客户销售。

1. 按照产品说明书约定,现将2026年3月2日至2026年3月8日结构性存款已起息产品相关信息公告如下:

序号 产品代码 币种 挂钩标的 产品成立日
(即基准日)
期初价格 观察水平 产品募集规模
(原币元)
1 GRSDRDZ260535 CNY USD/JPY 2026-03-02 156.79 162.09/151.49 99,814,000
2 GRSDRDZ260487 CNY AUD/USD 2026-03-02 0.7079 0.7329/0.6829 282,235,000
3 GRSDRDZ260483 CNY FR007 2026-03-02 -- -- 335,858,000
4 GRSDRDZ260485 CNY FR007 2026-03-02 -- -- 603,956,000
5 GRSDRDZ260486 CNY FR007 2026-03-02 -- -- 226,457,000
6 GRSDRDZ260491 CNY FR007 2026-03-02 -- -- 575,893,000
7 GRSDRDZ260492 CNY FR007 2026-03-02 -- -- 427,536,000
8 GRSDRDZ260507 CNY FR007 2026-03-02 -- -- 89,000,000
9 GRSD2WG168_41 CNY AUD/USD 2026-03-02 0.7079 0.7122 722,039,000
10 GRSD2WG172_32 CNY AUD/USD 2026-03-02 0.7079 0.7122 3,921,917,000
11 GRSDR260097 CNY AUD/USD 2026-03-02 0.7079 0.7294/0.6864 373,017,000
12 GRSDRDZ260308 CNY AUD/USD 2026-03-02 0.7079 0.7389/0.6769 777,954,000
13 GRSDRDZ260311 CNY AUD/USD 2026-03-02 0.7079 0.7389/0.6769 388,047,000
14 GRSD2WG144_69 CNY XAU/USD 2026-03-02 5,364.16 5445.72 1,989,979,000
15 GRSD30G157_28 CNY EUR/USD 2026-03-02 1.1770 1.1843 2,523,104,000
16 GRSDR260100 CNY EUR/USD 2026-03-02 1.1770 1.1883 958,125,000
17 GRSDRDZ260366 CNY AUD/USD 2026-03-02 0.7079 0.7314/0.6844 232,494,000
18 GRSDRDZ260482 CNY AUD/USD 2026-03-02 0.7079 0.7294/0.6864 103,382,000
19 GRSDRDZ260497 CNY AUD/USD 2026-03-02 0.7079 0.7294/0.6864 1,362,936,000
20 GRSDRDZ260523 CNY AUD/USD 2026-03-02 0.7079 0.7294/0.6864 290,836,000
21 GRSDRDZ260495 CNY USD/JPY 2026-03-02 156.79 163.69/149.89 27,932,000
22 GRSDRDZ260496 CNY USD/JPY 2026-03-02 156.79 163.69/149.89 475,505,000
23 GRSDRDZ260490 CNY FR007 2026-03-02 -- -- 763,461,000
24 GRSDRDZ260530 CNY AUD/USD 2026-03-02 0.7079 0.8006/0.6152 445,067,000
25 GRSDRDZ260531 CNY EUR/USD 2026-03-02 1.1770 1.2160 428,603,000
26 GRSDRDZ260501 CNY AUD/USD 2026-03-02 0.7079 0.7147 91,570,000
27 GRSDRDZ260502 CNY USD/JPY 2026-03-02 156.79 161.84/151.74 518,348,000
28 GRSDRDZ260532 CNY AUD/USD 2026-03-02 0.7079 0.7389/0.6769 114,500,000
29 GRSDRDZ260533 CNY USD/JPY 2026-03-02 156.79 163.44/150.14 100,000,000
30 GRSD2WG186_10 CNY EUR/USD 2026-03-02 1.1770 1.1817 2,656,573,000
31 GRSDRDZ260500 CNY FR007 2026-03-02 -- -- 162,200,000
32 GRSDR260105 CNY XAU/USD 2026-03-02 5,364.16 5364.16/5632.37 920,866,000
33 GRSDR260101 CNY FR007 2026-03-02 -- -- 526,275,000
34 GRSDRDZ260506 CNY FR007 2026-03-02 -- -- 125,180,000
35 GRSDRDZ260513 CNY FR007 2026-03-02 -- -- 899,903,000
36 GRSDRDZ260516 CNY FR007 2026-03-02 -- -- 603,766,000
37 GRSDRDZ260522 CNY FR007 2026-03-02 -- -- 159,750,000
38 GRSDRDZ260526 CNY FR007 2026-03-02 -- -- 324,980,000
39 GRSDRDZ260527 CNY FR007 2026-03-02 -- -- 598,986,000
40 GRSDRDZ260534 CNY FR007 2026-03-02 -- -- 18,000,000
41 GRSDRDZ260504 CNY XAU/USD 2026-03-02 5,364.16 5494.44 214,764,000
42 GRSDRDZ260503 CNY AUD/USD 2026-03-02 0.7079 0.7429/0.6729 79,300,000
43 GRSDRDZ260519 CNY USD/CHF 2026-03-02 0.7688 0.7732 390,881,000
44 GRSDRDZ260520 CNY XAU/USD 2026-03-02 5,364.16 5487.96 329,491,000
45 GRSD2WG163_48 CNY XAU/USD 2026-03-02 5,364.16 5463.08 3,944,161,000
46 GRSD30G195_2 CNY XAU/USD 2026-03-02 5,364.16 5514.73 487,591,000
47 GRSDRDZ260499 CNY AUD/USD 2026-03-02 0.7079 0.7324/0.6834 185,942,000
48 GRSDRDZ260517 CNY AUD/USD 2026-03-02 0.7079 0.7324/0.6834 1,304,951,000
49 GRSDR260092 CNY USD/JPY 2026-03-02 156.79 161.14/152.44 10,156,000
50 GRSDRDZ260314 CNY USD/JPY 2026-03-02 156.79 161.14/152.44 45,252,000
51 GRSDRDZ260514 CNY AUD/USD 2026-03-02 0.7079 0.7134 621,083,000
52 GRSDRDZ260515 CNY XAU/USD 2026-03-02 5,364.16 5494.46 464,504,000
53 GRSDRDZ260518 CNY XAU/USD 2026-03-02 5,364.16 5364.16/5632.37 499,212,000
54 GRSDRDZ260493 CNY AUD/USD 2026-03-03 0.7088 0.7263/0.6913 399,369,000
55 GRSDRDZ260488 CNY USD/JPY 2026-03-03 157.40 164.10/150.70 142,393,000
56 GRSDRDZ260494 CNY USD/JPY 2026-03-03 157.40 161.15/153.65 157,573,000
57 GRSDRDZ260477 CNY FR007 2026-03-03 -- -- 109,290,000
58 GRSDRDZ260529 CNY AUD/USD 2026-03-04 0.7001 0.7211/0.6791 20,838,000
59 GRSD2WG171_36 CNY USD/CHF 2026-03-04 0.7820 0.7860 905,585,000
60 GRSDUDZ26007 USD EUR/USD 2026-03-04 1.1594 1.1819 3,674,200
61 GRSDRDZ260528 CNY USD/JPY 2026-03-04 157.59 162.04/153.14 18,727,000
62 GRSDRDZ260489 CNY AUD/USD 2026-03-04 0.7001 0.7351/0.6651 189,610,000
63 GRSDR260099 CNY USD/JPY 2026-03-04 157.59 164.09/151.09 293,264,000
64 GRSD2WG197_2 CNY XAU/USD 2026-03-04 5,158.20 5237.40 273,646,000
65 GRSDRDZ260609 CNY GBP/USD 2026-03-05 1.3319 1.3246 168,422,000
66 GRSDRDZ260608 CNY USD/JPY 2026-03-05 157.18 160.98/153.38 323,183,000
67 GRSDRDZ260636 CNY AUD/USD 2026-03-05 0.7042 0.7362/0.6722 15,080,000
68 GRSDRDZ260626 CNY XAU/USD 2026-03-06 5,117.47 5246.52 555,902,000
69 GRSDRDZ260594 CNY USD/JPY 2026-03-06 157.84 160.79/154.89 123,100,000
70 GRSDRDZ260620 CNY GBP/USD 2026-03-06 1.3359 1.3359/1.2958 55,500,000
71 GRSD7G187_22 CNY FR007 2026-03-06 -- -- 4,292,652,000
72 GRSD7G189_15 CNY FR007 2026-03-06 -- -- 10,588,600,000
73 GRSDR260151 CNY USD/JPY 2026-03-06 157.84 164.54/151.14 87,377,000
74 GRSDR260147 CNY USD/CHF 2026-03-06 0.7810 0.7678 470,155,000
75 GRSDR260148 CNY USD/JPY 2026-03-06 157.84 160.44 375,904,000
76 GRSDR260136 CNY GBP/USD 2026-03-06 1.3359 1.3264 222,402,000
77 GRSDRDZ260536 CNY AUD/USD 2026-03-06 0.7031 0.7276/0.6786 925,604,000
78 GRSDR260137 CNY XAU/USD 2026-03-06 5,117.47 5277.52 136,169,000
79 GRSDR260149 CNY AUD/USD 2026-03-06 0.7031 0.7276/0.6786 180,707,000
80 GRSDR260156 CNY XAU/USD 2026-03-06 5,117.47 5117.47/5373.34 580,321,000
81 GRSDRDZ260597 CNY AUD/USD 2026-03-06 0.7031 0.7996/0.6066 169,131,000
82 GRSDRDZ260615 CNY GBP/USD 2026-03-06 1.3359 1.3259 119,365,000
83 GRSDRDZ260580 CNY AUD/USD 2026-03-06 0.7031 0.7311/0.6751 53,605,000
84 GRSDRDZ260538 CNY FR007 2026-03-06 -- -- 1,093,178,000
85 GRSDRDZ260561 CNY FR007 2026-03-06 -- -- 99,688,000
86 GRSDRDZ260576 CNY FR007 2026-03-06 -- -- 1,648,675,000
87 GRSDRDZ260584 CNY FR007 2026-03-06 -- -- 141,494,000
88 GRSDRDZ260595 CNY FR007 2026-03-06 -- -- 194,428,000
89 GRSDRDZ260601 CNY FR007 2026-03-06 -- -- 29,556,000
90 GRSDRDZ260602 CNY FR007 2026-03-06 -- -- 16,100,000
91 GRSDRDZ260621 CNY FR007 2026-03-06 -- -- 109,620,000
92 GRSDRDZ260625 CNY FR007 2026-03-06 -- -- 428,034,000
93 GRSDRDZ260627 CNY FR007 2026-03-06 -- -- 476,697,000
94 GRSDRDZ260638 CNY FR007 2026-03-06 -- -- 95,000,000
95 GRSD7G177_45 CNY FR007 2026-03-06 -- -- 7,243,302,000
96 GRSD7G182_35 CNY FR007 2026-03-06 -- -- 946,293,000
97 GRSD7G183_28 CNY FR007 2026-03-06 -- -- 4,730,172,000
98 GRSD7G185_25 CNY FR007 2026-03-06 -- -- 4,347,829,000
99 GRSDRDZ260598 CNY USD/JPY 2026-03-06 157.84 178.09/137.59 162,919,000
100 GRSDRDZ260628 CNY AUD/USD 2026-03-06 0.7031 0.7296/0.6766 881,963,000
101 GRSDRDZ260539 CNY AUD/USD 2026-03-06 0.7031 0.7296/0.6766 437,989,000
102 GRSDRDZ260616 CNY XAU/USD 2026-03-06 5,117.47 5280.62 40,477,000
103 GRSDRDZ260596 CNY AUD/USD 2026-03-06 0.7031 0.7276/0.6786 192,936,000
104 GRSDRDZ260599 CNY GBP/USD 2026-03-06 1.3359 1.3207 6,490,000
105 GRSDRDZ260600 CNY XAU/USD 2026-03-06 5,117.47 5353.92 5,098,000

2. 按照产品说明书约定,现将2026年3月2日至2026年3月8日期间到期的个人客户结构性存款产品实际收益率信息公告如下:

序号 产品代码 币种 挂钩标的 产品成立日
(基准日)
到期日 实际收益率(年化)
1 GRSDRDZ260379 CNY AUD/USD 2026-02-13 2026-03-02 2.2000%
2 GRSDRDZ260439 CNY AUD/USD 2026-02-12 2026-03-02 0.6000%
3 GRSDRDZ250353 CNY EUR/USD 2025-03-03 2026-03-03 1.0000%
4 GRSDRDZ250352 CNY USD/CAD 2025-03-03 2026-03-03 1.0000%
5 GRSDRDZ252344 CNY FR007 2025-12-26 2026-03-03 2.0276%
6 GRSDRDZ252089 CNY EUR/USD 2025-11-28 2026-03-03 2.1333%
7 GRSDRDZ251483 CNY GBP/USD 2025-08-29 2026-03-03 2.2000%
8 GRSDRDZ252181 CNY FR007 2025-12-05 2026-03-03 2.0671%
9 GRSDRDZ260046 CNY FR007 2026-01-12 2026-03-03 1.8771%
10 GRSDRDZ260047 CNY FR007 2026-01-12 2026-03-03 2.0640%
11 GRSDRDZ252087 CNY FR007 2025-11-28 2026-03-03 2.2189%
12 GRSDRDZ251496 CNY FR007 2025-08-29 2026-03-03 1.8193%
13 GRSDR250410 CNY EUR/USD 2025-08-27 2026-03-03 1.2250%
14 GRSDRDZ251375 CNY GBP/USD 2025-08-29 2026-03-03 2.0000%
15 GRSDR250640 CNY EUR/USD 2025-11-28 2026-03-03 1.6833%
16 GRSDRDZ251914 CNY EUR/USD 2025-11-28 2026-03-03 1.9000%
17 GRSDRDZ260368 CNY FR007 2026-02-05 2026-03-03 1.6647%
18 GRSDRDZ260244 CNY FR007 2026-01-29 2026-03-03 1.9147%
19 GRSDRDZ252211 CNY FR007 2025-12-15 2026-03-03 1.9044%
20 GRSD2WG197_1 CNY USD/CAD 2026-02-13 2026-03-03 2.1500%
21 GRSD2WG171_35 CNY USD/CAD 2026-02-13 2026-03-03 1.8000%
22 GRSDRDZ252053 CNY FR007 2025-11-24 2026-03-04 1.9633%
23 GRSDRDZ252524 CNY FR007 2026-01-08 2026-03-04 1.9390%
24 GRSDRDZ251559 CNY FR007 2025-09-04 2026-03-04 1.8591%
25 GRSDRDZ260398 CNY FR007 2026-02-13 2026-03-04 1.6920%
26 GRSDRDZ252003 CNY FR007 2025-11-14 2026-03-04 2.2177%
27 GRSDRDZ260399 CNY NZD/USD 2026-02-13 2026-03-04 2.0000%
28 GRSDRDZ251978 CNY GBP/USD 2025-11-13 2026-03-04 2.4000%
29 GRSDRDZ251943 CNY FR007 2025-11-07 2026-03-04 2.2187%
30 GRSDRDZ260193 CNY FR007 2026-01-26 2026-03-04 1.9530%
31 GRSDRDZ252287 CNY FR007 2025-12-19 2026-03-05 1.9051%
32 GRSD7G187_21 CNY FR007 2026-02-26 2026-03-05 1.5032%
33 GRSD7G189_14 CNY FR007 2026-02-26 2026-03-05 1.7096%
34 GRSD7G185_24 CNY FR007 2026-02-26 2026-03-05 1.5380%
35 GRSD7G182_34 CNY FR007 2026-02-26 2026-03-05 1.6944%
36 GRSD7G183_27 CNY FR007 2026-02-26 2026-03-05 1.6792%
37 GRSD7G177_44 CNY FR007 2026-02-26 2026-03-05 1.8464%
38 GRSDRDZ251501 CNY USD/JPY 2025-08-29 2026-03-05 1.1000%
39 GRSDRDZ251463 CNY USD/JPY 2025-08-29 2026-03-05 1.1167%
40 GRSDRDZ260331 CNY NZD/USD 2026-02-06 2026-03-06 2.0000%
41 GRSDRDZ260198 CNY EUR/USD 2026-01-23 2026-03-06 2.2500%
42 GRSDRDZ260163 CNY FR007 2026-01-26 2026-03-06 1.7553%
43 GRSDRDZ251369 CNY GBP/USD 2025-08-29 2026-03-06 2.0000%
44 GRSDR260073 CNY FR007 2026-02-06 2026-03-06 1.3560%
45 GRSDRDZ260296 CNY FR007 2026-02-06 2026-03-06 1.6238%
46 GRSDR260106 CNY XAU/USD 2026-02-06 2026-03-06 1.6000%
47 GRSDR260107 CNY NZD/USD 2026-02-06 2026-03-06 1.6000%
48 GRSDRDZ260274 CNY FR007 2026-02-02 2026-03-06 1.9007%
49 GRSDRDZ260347 CNY FR007 2026-02-06 2026-03-06 1.8285%
50 GRSDRDZ260382 CNY FR007 2026-02-05 2026-03-06 1.6398%
51 GRSDRDZ260393 CNY FR007 2026-02-06 2026-03-06 1.7340%
52 GRSDR250636 CNY AUD/USD 2025-12-01 2026-03-06 1.0000%
53 GRSDRDZ260015 CNY FR007 2026-01-30 2026-03-06 1.6690%
54 GRSDRDZ260228 CNY FR007 2026-02-02 2026-03-06 1.9162%
55 GRSDRDZ260235 CNY FR007 2026-01-30 2026-03-06 1.9362%
56 GRSDRDZ260284 CNY FR007 2026-01-30 2026-03-06 1.6532%
57 GRSDRDZ252259 CNY FR007 2026-01-06 2026-03-06 1.7339%
58 GRSDRDZ252260 CNY FR007 2026-01-05 2026-03-06 1.7809%
59 GRSDRDZ260233 CNY FR007 2026-02-02 2026-03-06 1.7149%
60 GRSDR250427 CNY USD/JPY 2025-09-04 2026-03-06 1.1250%
61 GRSDRDZ260094 CNY FR007 2026-01-16 2026-03-06 1.6548%
62 GRSDRDZ260110 CNY FR007 2026-01-16 2026-03-06 2.0483%
63 GRSDR260119 CNY XAU/USD 2026-02-17 2026-03-06 1.9000%
64 GRSDR260120 CNY AUD/USD 2026-02-17 2026-03-06 2.1000%
65 GRSDRDZ260423 CNY AUD/USD 2026-02-13 2026-03-06 2.1000%
66 GRSDR260113 CNY FR007 2026-02-14 2026-03-06 1.6050%
67 GRSDR260121 CNY USD/CAD 2026-02-17 2026-03-06 2.1000%
68 GRSDRDZ260387 CNY FR007 2026-02-09 2026-03-06 1.5409%
69 GRSDR250420 CNY USD/JPY 2025-08-29 2026-03-06 1.0333%
70 GRSDRDZ260437 CNY FR007 2026-02-12 2026-03-06 1.8228%
71 GRSD7G181_36 CNY FR007 2026-02-27 2026-03-06 1.5880%
72 GRSDU25036 USD USD/CAD 2025-03-06 2026-03-06 2.3000%
73 GRSDR260118 CNY USD/CAD 2026-02-17 2026-03-06 1.9000%
74 GRSDR260129 CNY EUR/USD 2026-02-17 2026-03-06 0.3000%
75 GRSDR260130 CNY XAU/USD 2026-02-17 2026-03-06 0.3000%
76 GRSDR260082 CNY USD/CAD 2026-02-13 2026-03-06 0.0500%
77 GRSDRDZ252188 CNY FR007 2025-12-08 2026-03-06 1.9783%
78 GRSDRDZ252185 CNY FR007 2025-12-08 2026-03-06 1.8343%
79 GRSDRDZ260093 CNY USD/JPY 2026-01-19 2026-03-06 1.6800%
80 GRSDR250448 CNY AUD/USD 2025-09-05 2026-03-06 1.4167%
81 GRSDRDZ251497 CNY FR007 2025-09-01 2026-03-06 1.7983%
82 GRSDRDZ251494 CNY FR007 2025-09-04 2026-03-06 1.8118%
83 GRSDR250641 CNY USD/CAD 2025-12-01 2026-03-06 1.9000%
84 GRSDRDZ260394 CNY FR007 2026-02-06 2026-03-06 1.5765%

具体产品细节请见产品说明书或咨询客户经理。感谢您一直以来的关注与支持。

中国银行股份有限公司
2026年3月9日

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