2026-03-16
尊敬的投资者：
人民币/外币结构性存款属于金融机构吸收的嵌入金融衍生工具的存款，产品保障本金和保底收益，产品浮动收益部分与特定指标市场表现挂钩。本产品面向全部个人客户销售。
1. 按照产品说明书约定，现将2026年3月9日至2026年3月15日结构性存款已起息产品相关信息公告如下：
| 序号 | 产品代码 | 币种 | 挂钩标的 | 产品成立日 （即基准日） |
期初价格 | 观察水平 | 产品募集规模 （原币元） |
|---|---|---|---|---|---|---|---|
| 1 | GRSDRDZ260537 | CNY | AUD/USD | 2026-03-09 | 0.7012 | 0.7357/0.6667 | |
| 2 | GRSDRDZ260540 | CNY | AUD/USD | 2026-03-09 | 0.7012 | 0.7357/0.6667 | |
| 3 | GRSDRDZ260592 | CNY | FR007 | 2026-03-09 | -- | -- | |
| 4 | GRSDRDZ260637 | CNY | FR007 | 2026-03-09 | -- | -- | |
| 5 | GRSDR260153 | CNY | USD/CHF | 2026-03-09 | 0.7789 | 0.7692 | |
| 6 | GRSDR260146 | CNY | USD/JPY | 2026-03-09 | 158.41 | 163.21/153.61 | |
| 7 | GRSDRDZ260562 | CNY | USD/JPY | 2026-03-09 | 158.41 | 163.21/153.61 | |
| 8 | GRSDR260150 | CNY | USD/JPY | 2026-03-09 | 158.41 | 163.31/153.51 | |
| 9 | GRSDRDZ260603 | CNY | USD/JPY | 2026-03-09 | 158.41 | 163.31/153.51 | |
| 10 | GRSDRDZ260582 | CNY | AUD/USD | 2026-03-09 | 0.7012 | 0.7287/0.6737 | |
| 11 | GRSDRDZ260633 | CNY | AUD/USD | 2026-03-09 | 0.7012 | 0.7287/0.6737 | |
| 12 | GRSDRDZ260583 | CNY | AUD/USD | 2026-03-09 | 0.7012 | 0.7342/0.6682 | |
| 13 | GRSDRDZ260617 | CNY | XAU/USD | 2026-03-09 | 5,123.41 | 5123.41/5379.58 | |
| 14 | GRSDRDZ260563 | CNY | FR007 | 2026-03-09 | -- | -- | |
| 15 | GRSDRDZ260577 | CNY | FR007 | 2026-03-09 | -- | -- | |
| 16 | GRSDRDZ260578 | CNY | FR007 | 2026-03-09 | -- | -- | |
| 17 | GRSDRDZ260579 | CNY | FR007 | 2026-03-09 | -- | -- | |
| 18 | GRSDRDZ260585 | CNY | FR007 | 2026-03-09 | -- | -- | |
| 19 | GRSDRDZ260614 | CNY | FR007 | 2026-03-09 | -- | -- | |
| 20 | GRSDRDZ260619 | CNY | FR007 | 2026-03-09 | -- | -- | |
| 21 | GRSDRDZ260622 | CNY | FR007 | 2026-03-09 | -- | -- | |
| 22 | GRSDRDZ260623 | CNY | FR007 | 2026-03-09 | -- | -- | |
| 23 | GRSDRDZ260629 | CNY | FR007 | 2026-03-09 | -- | -- | |
| 24 | GRSDRDZ260632 | CNY | FR007 | 2026-03-09 | -- | -- | |
| 25 | GRSD7G181_37 | CNY | FR007 | 2026-03-09 | -- | -- | |
| 26 | GRSDRDZ260586 | CNY | USD/JPY | 2026-03-09 | 158.41 | 163.01/153.81 | |
| 27 | GRSDRDZ260635 | CNY | USD/JPY | 2026-03-09 | 158.41 | 163.96/152.86 | |
| 28 | GRSDRDZ260587 | CNY | USD/JPY | 2026-03-09 | 158.41 | 165.26/151.56 | |
| 29 | GRSDR260155 | CNY | USD/JPY | 2026-03-09 | 158.41 | 178.86/137.96 | |
| 30 | GRSDRDZ260593 | CNY | AUD/USD | 2026-03-09 | 0.7012 | 0.7282/0.6742 | |
| 31 | GRSDRDZ260612 | CNY | USD/JPY | 2026-03-09 | 158.41 | 159.51 | |
| 32 | GRSDRDZ260591 | CNY | XAU/USD | 2026-03-09 | 5,123.41 | 5259.04 | |
| 33 | GRSDRDZ260588 | CNY | USD/JPY | 2026-03-09 | 158.41 | 159.37 | |
| 34 | GRSDRDZ260589 | CNY | USD/CHF | 2026-03-09 | 0.7789 | 0.7749 | |
| 35 | GRSDRDZ260613 | CNY | USD/CHF | 2026-03-09 | 0.7789 | 0.7739 | |
| 36 | GRSDRDZ260630 | CNY | GBP/USD | 2026-03-09 | 1.3333 | 1.3255 | |
| 37 | GRSDRDZ260631 | CNY | XAU/USD | 2026-03-09 | 5,123.41 | 5257.11 | |
| 38 | GRSDRDZ260590 | CNY | GBP/USD | 2026-03-09 | 1.3333 | 1.3249 | |
| 39 | GRSDR260157 | CNY | GBP/USD | 2026-03-09 | 1.3333 | 1.3333/1.2933 | |
| 40 | GRSDRDZ260607 | CNY | USD/JPY | 2026-03-09 | 158.41 | 162.26/154.56 | |
| 41 | GRSDRDZ260604 | CNY | FR007 | 2026-03-09 | -- | -- | |
| 42 | GRSDRDZ260605 | CNY | FR007 | 2026-03-09 | -- | -- | |
| 43 | GRSDRDZ260606 | CNY | FR007 | 2026-03-09 | -- | -- | |
| 44 | GRSDRDZ260624 | CNY | FR007 | 2026-03-09 | -- | -- | |
| 45 | GRSDRDZ260610 | CNY | USD/JPY | 2026-03-09 | 158.41 | 164.21/152.61 | |
| 46 | GRSDRDZ260634 | CNY | XAU/USD | 2026-03-09 | 5,123.41 | 5123.41/5379.58 | |
| 47 | GRSDR260154 | CNY | AUD/USD | 2026-03-09 | 0.7012 | 0.7982/0.6042 | |
| 48 | GRSDRDZ260618 | CNY | AUD/USD | 2026-03-10 | 0.7074 | 0.7309/0.6839 | |
| 49 | GRSDR260152 | CNY | USD/JPY | 2026-03-11 | 158.16 | 165.01/151.31 | |
| 50 | GRSDRDZ260581 | CNY | USD/JPY | 2026-03-11 | 158.16 | 165.91/150.41 | |
| 51 | GRSD7G146_110 | CNY | FR007 | 2026-03-11 | -- | -- | |
| 52 | GRSDRDZ260639 | CNY | FR007 | 2026-03-11 | -- | -- | |
| 53 | GRSDRDZ260640 | CNY | AUD/USD | 2026-03-11 | 0.7172 | 0.7402/0.6942 | |
| 54 | GRSDUDZ26008 | USD | GBP/USD | 2026-03-12 | 1.3367 | 1.3130 | |
| 55 | GRSDRDZ260699 | CNY | FR007 | 2026-03-12 | -- | -- | |
| 56 | GRSDRDZ260669 | CNY | USD/JPY | 2026-03-12 | 159.11 | 164.86/153.36 | |
| 57 | GRSDRDZ260668 | CNY | AUD/USD | 2026-03-12 | 0.7122 | 0.7367/0.6877 | |
| 58 | GRSDRDZ260698 | CNY | FR007 | 2026-03-12 | -- | -- | |
| 59 | GRSDRDZ260667 | CNY | USD/CAD | 2026-03-12 | 1.3594 | 1.3639 | |
| 60 | GRSDRDZ260683 | CNY | EUR/USD | 2026-03-13 | 1.1501 | 1.1661/1.1341 | |
| 61 | GRSDRDZ260695 | CNY | AUD/USD | 2026-03-13 | 0.7061 | 0.7326/0.6796 | |
| 62 | GRSDRDZ260564 | CNY | FR007 | 2026-03-13 | -- | -- | |
| 63 | GRSDRDZ260642 | CNY | FR007 | 2026-03-13 | -- | -- | |
| 64 | GRSDRDZ260644 | CNY | FR007 | 2026-03-13 | -- | -- | |
| 65 | GRSDRDZ260645 | CNY | FR007 | 2026-03-13 | -- | -- | |
| 66 | GRSDRDZ260674 | CNY | FR007 | 2026-03-13 | -- | -- | |
| 67 | GRSDRDZ260676 | CNY | FR007 | 2026-03-13 | -- | -- | |
| 68 | GRSDRDZ260677 | CNY | FR007 | 2026-03-13 | -- | -- | |
| 69 | GRSDRDZ260678 | CNY | FR007 | 2026-03-13 | -- | -- | |
| 70 | GRSDRDZ260682 | CNY | FR007 | 2026-03-13 | -- | -- | |
| 71 | GRSDRDZ260684 | CNY | FR007 | 2026-03-13 | -- | -- |
2. 按照产品说明书约定，现将2026年3月9日至2026年3月15日期间到期的个人客户结构性存款产品实际收益率信息公告如下：
| 序号 | 产品代码 | 币种 | 挂钩标的 | 产品成立日 （基准日） |
到期日 | 实际收益率（年化） |
|---|---|---|---|---|---|---|
| 1 | GRSDRDZ252436 | CNY | USD/CAD | 2026-01-06 | 2026-03-09 | 2.1000% |
| 2 | GRSD7G146_109 | CNY | FR007 | 2026-02-27 | 2026-03-10 | 1.7856% |
| 3 | GRSDRDZ260257 | CNY | FR007 | 2026-01-29 | 2026-03-10 | 1.6501% |
| 4 | GRSDRDZ251562 | CNY | FR007 | 2025-09-11 | 2026-03-10 | 2.0207% |
| 5 | GRSDRDZ252026 | CNY | AUD/USD | 2025-11-21 | 2026-03-10 | 1.1333% |
| 6 | GRSDRDZ252039 | CNY | AUD/USD | 2025-11-21 | 2026-03-10 | 1.2000% |
| 7 | GRSDRDZ252142 | CNY | FR007 | 2025-12-05 | 2026-03-10 | 1.8783% |
| 8 | GRSDRDZ252174 | CNY | FR007 | 2025-12-05 | 2026-03-10 | 2.2292% |
| 9 | GRSDRDZ252278 | CNY | FR007 | 2025-12-19 | 2026-03-10 | 2.1157% |
| 10 | GRSDRDZ252158 | CNY | USD/JPY | 2025-12-08 | 2026-03-10 | 2.0000% |
| 11 | GRSDRDZ260112 | CNY | EUR/USD | 2026-01-16 | 2026-03-10 | 2.0167% |
| 12 | GRSDR250677 | CNY | GBP/USD | 2025-12-08 | 2026-03-10 | 1.2500% |
| 13 | GRSDRDZ252161 | CNY | GBP/USD | 2025-12-08 | 2026-03-10 | 1.4750% |
| 14 | GRSDRDZ251541 | CNY | FR007 | 2025-09-08 | 2026-03-10 | 1.8023% |
| 15 | GRSDRDZ251440 | CNY | EUR/USD | 2025-08-27 | 2026-03-10 | 1.3333% |
| 16 | GRSDR250612 | CNY | EUR/USD | 2025-11-14 | 2026-03-10 | 1.2500% |
| 17 | GRSDRDZ251990 | CNY | EUR/USD | 2025-11-14 | 2026-03-10 | 1.3750% |
| 18 | GRSDRDZ250516 | CNY | EUR/USD | 2025-03-10 | 2026-03-10 | 1.0000% |
| 19 | GRSDRDZ250517 | CNY | NZD/USD | 2025-03-10 | 2026-03-10 | 2.3000% |
| 20 | GRSDRDZ260405 | CNY | FR007 | 2026-02-10 | 2026-03-10 | 1.6592% |
| 21 | GRSDRDZ260478 | CNY | FR007 | 2026-02-14 | 2026-03-10 | 1.8846% |
| 22 | GRSDRDZ251993 | CNY | USD/JPY | 2025-11-17 | 2026-03-10 | 2.0000% |
| 23 | GRSDRDZ252176 | CNY | GBP/USD | 2025-12-05 | 2026-03-10 | 1.3333% |
| 24 | GRSDRDZ252134 | CNY | FR007 | 2025-12-01 | 2026-03-10 | 2.0578% |
| 25 | GRSDR250613 | CNY | EUR/USD | 2025-11-17 | 2026-03-10 | 1.2500% |
| 26 | GRSDRDZ251994 | CNY | EUR/USD | 2025-11-17 | 2026-03-10 | 1.4000% |
| 27 | GRSDRDZ252000 | CNY | EUR/USD | 2025-11-17 | 2026-03-10 | 1.7500% |
| 28 | GRSDRDZ251999 | CNY | USD/JPY | 2025-11-17 | 2026-03-10 | 2.1000% |
| 29 | GRSDRDZ260217 | CNY | USD/CAD | 2026-01-22 | 2026-03-10 | 2.3500% |
| 30 | GRSDRDZ252207 | CNY | FR007 | 2025-12-12 | 2026-03-10 | 2.0111% |
| 31 | GRSDRDZ252216 | CNY | FR007 | 2025-12-11 | 2026-03-10 | 2.1072% |
| 32 | GRSDRDZ252230 | CNY | FR007 | 2025-12-12 | 2026-03-10 | 2.1073% |
| 33 | GRSDRDZ252238 | CNY | FR007 | 2025-12-12 | 2026-03-10 | 1.8989% |
| 34 | GRSDRDZ260258 | CNY | FR007 | 2026-01-30 | 2026-03-10 | 1.6653% |
| 35 | GRSDR250676 | CNY | USD/CAD | 2025-12-05 | 2026-03-10 | 1.6833% |
| 36 | GRSDRDZ252116 | CNY | USD/CAD | 2025-12-05 | 2026-03-10 | 1.9000% |
| 37 | GRSDRDZ252153 | CNY | GBP/USD | 2025-12-05 | 2026-03-10 | 1.1333% |
| 38 | GRSDRDZ251379 | CNY | GBP/USD | 2025-09-04 | 2026-03-11 | 2.0500% |
| 39 | GRSDRDZ251521 | CNY | EUR/USD | 2025-09-08 | 2026-03-11 | 2.0000% |
| 40 | GRSDRDZ252043 | CNY | EUR/USD | 2025-11-20 | 2026-03-11 | 2.4000% |
| 41 | GRSDRDZ251478 | CNY | GBP/USD | 2025-09-04 | 2026-03-11 | 2.0000% |
| 42 | GRSDR250422 | CNY | USD/JPY | 2025-09-04 | 2026-03-11 | 0.9667% |
| 43 | GRSD2WG196_3 | CNY | FR007 | 2026-02-27 | 2026-03-12 | 1.8008% |
| 44 | GRSD2WG192_6 | CNY | FR007 | 2026-02-26 | 2026-03-12 | 1.9068% |
| 45 | GRSDU25041 | USD | EUR/USD | 2025-03-13 | 2026-03-13 | 2.3000% |
| 46 | GRSDR260123 | CNY | FR007 | 2026-02-09 | 2026-03-13 | 1.0720% |
| 47 | GRSDR250451 | CNY | EUR/USD | 2025-09-08 | 2026-03-13 | 1.7000% |
| 48 | GRSDR250672 | CNY | GBP/USD | 2025-12-08 | 2026-03-13 | 1.0000% |
| 49 | GRSDRDZ251504 | CNY | AUD/USD | 2025-09-08 | 2026-03-13 | 1.5333% |
| 50 | GRSDR250449 | CNY | EUR/USD | 2025-09-08 | 2026-03-13 | 1.8000% |
| 51 | GRSDR250421 | CNY | USD/JPY | 2025-09-04 | 2026-03-13 | 1.2250% |
| 52 | GRSDRDZ260210 | CNY | USD/JPY | 2026-01-26 | 2026-03-13 | 2.1000% |
| 53 | GRSDRDZ251585 | CNY | USD/CHF | 2025-09-12 | 2026-03-13 | 2.1500% |
| 54 | GRSDR250461 | CNY | USD/JPY | 2025-09-12 | 2026-03-13 | 0.8417% |
| 55 | GRSDRDZ251508 | CNY | USD/JPY | 2025-09-12 | 2026-03-13 | 0.8333% |
| 56 | GRSDR250466 | CNY | USD/JPY | 2025-09-16 | 2026-03-13 | 0.9333% |
| 57 | GRSDRDZ260315 | CNY | FR007 | 2026-02-09 | 2026-03-13 | 1.5882% |
| 58 | GRSDRDZ260171 | CNY | USD/CAD | 2026-01-26 | 2026-03-13 | 1.1400% |
| 59 | GRSDRDZ260316 | CNY | FR007 | 2026-02-09 | 2026-03-13 | 1.8970% |
| 60 | GRSDR250454 | CNY | AUD/USD | 2025-09-09 | 2026-03-13 | 1.3167% |
| 61 | GRSDRDZ251507 | CNY | EUR/USD | 2025-09-08 | 2026-03-13 | 2.1000% |
| 62 | GRSDRDZ252135 | CNY | GBP/USD | 2025-12-08 | 2026-03-13 | 1.0000% |
| 63 | GRSDRDZ260479 | CNY | FR007 | 2026-02-14 | 2026-03-13 | 1.5760% |
| 64 | GRSDRDZ260480 | CNY | FR007 | 2026-02-14 | 2026-03-13 | 1.7111% |
| 65 | GRSDR260122 | CNY | NZD/USD | 2026-02-09 | 2026-03-13 | 2.4000% |
| 66 | GRSDR260109 | CNY | USD/CAD | 2026-02-13 | 2026-03-13 | 1.6000% |
| 67 | GRSDRDZ260465 | CNY | FR007 | 2026-02-14 | 2026-03-13 | 1.7111% |
| 68 | GRSD30G188_5 | CNY | FR007 | 2026-02-11 | 2026-03-13 | 1.6726% |
| 69 | GRSDR260108 | CNY | XAU/USD | 2026-02-13 | 2026-03-13 | 1.6000% |
| 70 | GRSD7G182_35 | CNY | FR007 | 2026-03-06 | 2026-03-13 | 1.6336% |
| 71 | GRSD7G185_25 | CNY | FR007 | 2026-03-06 | 2026-03-13 | 1.5380% |
| 72 | GRSD7G187_22 | CNY | FR007 | 2026-03-06 | 2026-03-13 | 1.5032% |
| 73 | GRSDR250450 | CNY | AUD/USD | 2025-09-10 | 2026-03-13 | 1.4167% |
具体产品细节请见产品说明书或咨询客户经理。感谢您一直以来的关注与支持。
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2026年3月16日