2026-05-25
尊敬的投资者：
人民币/外币结构性存款属于金融机构吸收的嵌入金融衍生工具的存款，产品保障本金和保底收益，产品浮动收益部分与特定指标市场表现挂钩。本产品面向全部个人客户销售。
1. 按照产品说明书约定，现将2026年5月18日至2026年5月24日结构性存款已起息产品相关信息公告如下：
| 序号 | 产品代码 | 币种 | 挂钩标的 | 产品成立日 （即基准日） |
期初价格 | 观察水平 | 产品募集规模 （原币元） |
|---|---|---|---|---|---|---|---|
| 1 | GRSD7G183_35 | CNY | FR007 | 2026/5/18 | -- | -- | 1,953,244,000 |
| 2 | GRSD7G185_32 | CNY | FR007 | 2026/5/18 | -- | -- | 3,216,253,000 |
| 3 | GRSDRDZ261193 | CNY | AUD/USD | 2026/5/18 | 0.7132 | 0.7245/0.7019 | 871,808,000 |
| 4 | GRSDRDZ261355 | CNY | FR007 | 2026/5/18 | -- | -- | 102,000,000 |
| 5 | GRSDR260344 | CNY | EUR/USD | 2026/5/19 | 1.1642 | 1.169 | 1,338,862,000 |
| 6 | GRSDR260345 | CNY | AUD/USD | 2026/5/19 | 0.7132 | 0.7126 | 861,285,000 |
| 7 | GRSDR260346 | CNY | GBP/USD | 2026/5/19 | 1.3416 | 1.3409 | 427,278,000 |
| 8 | GRSD30G188_8 | CNY | FR007 | 2026/5/20 | -- | -- | 1,820,435,000 |
| 9 | GRSD7G181_44 | CNY | FR007 | 2026/5/20 | -- | -- | 7,414,641,000 |
| 10 | GRSD7G182_43 | CNY | FR007 | 2026/5/20 | -- | -- | 216,965,000 |
| 11 | GRSD7G187_30 | CNY | FR007 | 2026/5/20 | -- | -- | 1,019,707,000 |
| 12 | GRSD7G189_22 | CNY | FR007 | 2026/5/20 | -- | -- | 8,075,063,000 |
| 13 | GRSDRDZ261336 | CNY | FR007 | 2026/5/20 | -- | -- | 63,000,000 |
| 14 | GRSDRDZ261337 | CNY | USD/CAD | 2026/5/20 | 1.376 | 1.368 | 20,000,000 |
| 15 | GRSDRDZ261344 | CNY | FR007 | 2026/5/20 | -- | -- | 1,488,859,000 |
| 16 | GRSDRDZ261345 | CNY | AUD/USD | 2026/5/20 | 0.7102 | 0.7182/0.7022 | 976,203,000 |
| 17 | GRSDRDZ261350 | CNY | GBP/USD | 2026/5/20 | 1.3393 | 1.3743/1.3043 | 153,000,000 |
| 18 | GRSD2WG205_1 | CNY | FR007 | 2026/5/21 | -- | -- | 11,480,000,000 |
| 19 | GRSD7G204_1 | CNY | FR007 | 2026/5/21 | -- | -- | 5,000,000,000 |
| 20 | GRSDR260312 | CNY | USD/JPY | 2026/5/21 | 159.01 | 164.36/153.66 | 487,198,000 |
| 21 | GRSDRDZ261321 | CNY | AUD/USD | 2026/5/21 | 0.7124 | 0.7234/0.7014 | 246,450,000 |
| 22 | GRSDRDZ261324 | CNY | FR007 | 2026/5/21 | -- | -- | 618,607,000 |
| 23 | GRSDRDZ261325 | CNY | FR007 | 2026/5/21 | -- | -- | 150,179,000 |
| 24 | GRSDRDZ261375 | CNY | FR007 | 2026/5/21 | -- | -- | 64,000,000 |
| 25 | GRSDRDZ261387 | CNY | FR007 | 2026/5/21 | -- | -- | 25,000,000 |
| 26 | GRSDRDZ261388 | CNY | FR007 | 2026/5/21 | -- | -- | 140,000,000 |
| 27 | GRSDUDZ26018 | USD | EUR/USD | 2026/5/21 | 1.1622 | 1.2707 | 758,500 |
| 28 | GRSD7G198_1 | CNY | FR007 | 2026/5/22 | -- | -- | 7,543,670,000 |
| 29 | GRSDR260320 | CNY | GBP/USD | 2026/5/22 | 1.3424 | 1.3597 | 298,150,000 |
| 30 | GRSDRDZ261194 | CNY | GBP/USD | 2026/5/22 | 1.3424 | 1.3597 | 798,547,000 |
| 31 | GRSDRDZ261197 | CNY | GBP/USD | 2026/5/22 | 1.3424 | 1.3624 | 515,527,000 |
| 32 | GRSDRDZ261207 | CNY | FR007 | 2026/5/22 | -- | -- | 150,610,000 |
| 33 | GRSDRDZ261274 | CNY | FR007 | 2026/5/22 | -- | -- | 576,433,000 |
| 34 | GRSDRDZ261277 | CNY | FR007 | 2026/5/22 | -- | -- | 63,428,000 |
| 35 | GRSDRDZ261359 | CNY | FR007 | 2026/5/22 | -- | -- | 426,698,000 |
| 36 | GRSDRDZ261362 | CNY | AUD/USD | 2026/5/22 | 0.7139 | 0.7249/0.7029 | 182,267,000 |
| 37 | GRSDRDZ261365 | CNY | FR007 | 2026/5/22 | -- | -- | 368,248,000 |
| 38 | GRSDRDZ261367 | CNY | GBP/USD | 2026/5/22 | 1.3424 | 1.3597 | 714,083,000 |
| 39 | GRSDRDZ261368 | CNY | GBP/USD | 2026/5/22 | 1.3424 | 1.3602 | 544,602,000 |
| 40 | GRSDRDZ261369 | CNY | FR007 | 2026/5/22 | -- | -- | 1,585,842,000 |
| 41 | GRSDRDZ261370 | CNY | FR007 | 2026/5/22 | -- | -- | 999,614,000 |
| 42 | GRSDRDZ261376 | CNY | FR007 | 2026/5/22 | -- | -- | 462,449,000 |
| 43 | GRSDRDZ261377 | CNY | AUD/USD | 2026/5/22 | 0.7139 | 0.7215/0.7063 | 389,453,000 |
| 44 | GRSDRDZ261378 | CNY | FR007 | 2026/5/22 | -- | -- | 222,740,000 |
| 45 | GRSDRDZ261379 | CNY | AUD/USD | 2026/5/22 | 0.7139 | 0.7249/0.7029 | 40,865,000 |
| 46 | GRSDRDZ261380 | CNY | FR007 | 2026/5/22 | -- | -- | 1,058,509,000 |
| 47 | GRSDRDZ261381 | CNY | FR007 | 2026/5/22 | -- | -- | 58,693,000 |
| 48 | GRSDRDZ261382 | CNY | FR007 | 2026/5/22 | -- | -- | 105,378,000 |
| 49 | GRSDRDZ261383 | CNY | FR007 | 2026/5/22 | -- | -- | 100,000,000 |
| 50 | GRSDRDZ261389 | CNY | FR007 | 2026/5/22 | -- | -- | 119,000,000 |
| 51 | GRSDRDZ261390 | CNY | FR007 | 2026/5/22 | -- | -- | 101,830,000 |
| 52 | GRSDRDZ261391 | CNY | AUD/USD | 2026/5/22 | 0.7139 | 0.7231/0.7047 | 120,000,000 |
| 53 | GRSDRDZ261392 | CNY | EUR/USD | 2026/5/22 | 1.1611 | 1.2109 | 34,980,000 |
| 54 | GRSDRDZ261393 | CNY | AUD/USD | 2026/5/22 | 0.7139 | 0.6854 | 12,000,000 |
| 55 | GRSDRDZ261394 | CNY | FR007 | 2026/5/22 | -- | -- | 20,000,000 |
| 56 | GRSDRDZ261395 | CNY | XAU/USD | 2026/5/22 | 4,516.24 | 4516.24/4832.38 | 30,000,000 |
| 57 | GRSDRDZ261396 | CNY | FR007 | 2026/5/22 | -- | -- | 438,425,000 |
| 58 | GRSDRDZ261397 | CNY | AUD/USD | 2026/5/22 | 0.7139 | 0.7191 | 95,007,000 |
| 59 | GRSDRDZ261398 | CNY | FR007 | 2026/5/22 | -- | -- | 598,060,000 |
| 60 | GRSDRDZ261399 | CNY | FR007 | 2026/5/22 | -- | -- | 1,598,913,000 |
| 61 | GRSDRDZ261400 | CNY | GBP/USD | 2026/5/22 | 1.3424 | 1.3602 | 496,014,000 |
| 62 | GRSDRDZ261406 | CNY | AUD/USD | 2026/5/22 | 0.7139 | 0.7213/0.7065 | 50,000,000 |
| 63 | GRSDRDZ261408 | CNY | AUD/USD | 2026/5/22 | 0.7139 | 0.6449 | 30,000,000 |
| 64 | GRSDRDZ261410 | CNY | XAU/USD | 2026/5/22 | 4,516.24 | 4516.24/4290.43 | 494,805,000 |
| 65 | GRSDRDZ261411 | CNY | FR007 | 2026/5/22 | -- | -- | 81,044,000 |
2. 按照产品说明书约定，现将2026年5月18日至2026年5月24日期间到期的个人客户结构性存款产品实际收益率信息公告如下：
| 序号 | 产品代码 | 币种 | 挂钩标的 | 产品成立日 （基准日） |
到期日 | 实际收益率（年化） |
|---|---|---|---|---|---|---|
| 1 | GRSDRDZ260361 | CNY | EUR/USD | 2026/2/12 | 2026/5/18 | 2.0583% |
| 2 | GRSDRDZ260362 | CNY | USD/JPY | 2026/2/12 | 2026/5/18 | 1.1833% |
| 3 | GRSDRDZ260363 | CNY | EUR/USD | 2026/2/12 | 2026/5/18 | 0.7500% |
| 4 | GRSD30G188_7 | CNY | FR007 | 2026/4/16 | 2026/5/19 | 1.5599% |
| 5 | GRSD7G181_43 | CNY | FR007 | 2026/5/11 | 2026/5/19 | 1.4494% |
| 6 | GRSD7G182_42 | CNY | FR007 | 2026/5/11 | 2026/5/19 | 1.7097% |
| 7 | GRSD7G187_29 | CNY | FR007 | 2026/5/11 | 2026/5/19 | 1.3631% |
| 8 | GRSD7G189_21 | CNY | FR007 | 2026/5/8 | 2026/5/19 | 1.5864% |
| 9 | GRSDRDZ251875 | CNY | EUR/USD | 2025/11/5 | 2026/5/19 | 1.7333% |
| 10 | GRSDRDZ252016 | CNY | FR007 | 2025/11/17 | 2026/5/19 | 1.8090% |
| 11 | GRSDRDZ252173 | CNY | USD/CAD | 2025/12/8 | 2026/5/19 | 2.3000% |
| 12 | GRSDRDZ252231 | CNY | EUR/USD | 2025/12/12 | 2026/5/19 | 1.5250% |
| 13 | GRSDRDZ260301 | CNY | EUR/USD | 2026/2/13 | 2026/5/19 | 1.8500% |
| 14 | GRSDRDZ260303 | CNY | USD/CAD | 2026/2/17 | 2026/5/19 | 1.1000% |
| 15 | GRSDRDZ260305 | CNY | EUR/USD | 2026/2/17 | 2026/5/19 | 1.8500% |
| 16 | GRSDRDZ260338 | CNY | EUR/USD | 2026/2/10 | 2026/5/19 | 2.1000% |
| 17 | GRSDRDZ260364 | CNY | EUR/USD | 2026/2/13 | 2026/5/19 | 2.0583% |
| 18 | GRSDRDZ260377 | CNY | USD/JPY | 2026/2/10 | 2026/5/19 | 2.2000% |
| 19 | GRSDRDZ260392 | CNY | FR007 | 2026/2/6 | 2026/5/19 | 1.7063% |
| 20 | GRSDRDZ260416 | CNY | EUR/USD | 2026/2/13 | 2026/5/19 | 1.9333% |
| 21 | GRSDRDZ260421 | CNY | EUR/USD | 2026/2/13 | 2026/5/19 | 1.8583% |
| 22 | GRSDRDZ260431 | CNY | XAU/USD | 2026/2/13 | 2026/5/19 | 1.9500% |
| 23 | GRSDRDZ260447 | CNY | FR007 | 2026/2/14 | 2026/5/19 | 1.6792% |
| 24 | GRSDRDZ260451 | CNY | FR007 | 2026/2/14 | 2026/5/19 | 1.8724% |
| 25 | GRSDRDZ260454 | CNY | FR007 | 2026/2/14 | 2026/5/19 | 1.7285% |
| 26 | GRSDRDZ260459 | CNY | EUR/USD | 2026/2/13 | 2026/5/19 | 1.9750% |
| 27 | GRSDRDZ260461 | CNY | FR007 | 2026/2/13 | 2026/5/19 | 1.6982% |
| 28 | GRSDRDZ260466 | CNY | FR007 | 2026/2/14 | 2026/5/19 | 1.7655% |
| 29 | GRSDRDZ260474 | CNY | EUR/USD | 2026/2/12 | 2026/5/19 | 2.2500% |
| 30 | GRSDRDZ260735 | CNY | EUR/USD | 2026/3/19 | 2026/5/19 | 1.8500% |
| 31 | GRSDRDZ261160 | CNY | FR007 | 2026/4/23 | 2026/5/19 | 1.7644% |
| 32 | GRSDRDZ261258 | CNY | FR007 | 2026/5/8 | 2026/5/19 | 1.6412% |
| 33 | GRSD7G146_116 | CNY | FR007 | 2026/5/13 | 2026/5/20 | 1.5248% |
| 34 | GRSDR260243 | CNY | USD/CAD | 2026/4/20 | 2026/5/20 | 0.0500% |
| 35 | GRSDRDZ251693 | CNY | AUD/USD | 2025/9/29 | 2026/5/20 | 2.4000% |
| 36 | GRSDRDZ251976 | CNY | FR007 | 2025/11/10 | 2026/5/20 | 1.9497% |
| 37 | GRSDRDZ251979 | CNY | AUD/USD | 2025/11/13 | 2026/5/20 | 1.3333% |
| 38 | GRSDRDZ252044 | CNY | FR007 | 2025/11/21 | 2026/5/20 | 2.0339% |
| 39 | GRSDRDZ252045 | CNY | FR007 | 2025/11/21 | 2026/5/20 | 2.1253% |
| 40 | GRSDRDZ252363 | CNY | USD/JPY | 2026/1/5 | 2026/5/20 | 2.3000% |
| 41 | GRSDRDZ260238 | CNY | AUD/USD | 2026/1/30 | 2026/5/20 | 2.2000% |
| 42 | GRSDRDZ260253 | CNY | AUD/USD | 2026/1/30 | 2026/5/20 | 2.1000% |
| 43 | GRSDRDZ260650 | CNY | FR007 | 2026/3/16 | 2026/5/20 | 1.5538% |
| 44 | GRSDRDZ260787 | CNY | FR007 | 2026/4/3 | 2026/5/20 | 1.6875% |
| 45 | GRSDRDZ260882 | CNY | FR007 | 2026/4/20 | 2026/5/20 | 0.9905% |
| 46 | GRSDRDZ260908 | CNY | USD/JPY | 2026/4/3 | 2026/5/20 | 1.7667% |
| 47 | GRSDRDZ261070 | CNY | FR007 | 2026/4/20 | 2026/5/20 | 1.5115% |
| 48 | GRSDRDZ261079 | CNY | FR007 | 2026/4/20 | 2026/5/20 | 1.6219% |
| 49 | GRSDRDZ261097 | CNY | FR007 | 2026/4/20 | 2026/5/20 | 1.6219% |
| 50 | GRSDRDZ261098 | CNY | GBP/USD | 2026/4/20 | 2026/5/20 | 2.0400% |
| 51 | GRSDRDZ261116 | CNY | FR007 | 2026/4/20 | 2026/5/20 | 1.8153% |
| 52 | GRSDRDZ251929 | CNY | USD/JPY | 2025/11/12 | 2026/5/21 | 2.1000% |
| 53 | GRSDRDZ260712 | CNY | USD/JPY | 2026/3/20 | 2026/5/21 | 2.0000% |
| 54 | GRSDRDZ260713 | CNY | FR007 | 2026/3/20 | 2026/5/21 | 1.6340% |
| 55 | GRSDRDZ261073 | CNY | GBP/USD | 2026/4/20 | 2026/5/21 | 1.9500% |
| 56 | GRSDRDZ261074 | CNY | USD/CAD | 2026/4/20 | 2026/5/21 | 1.9500% |
| 57 | GRSDR250615 | CNY | AUD/USD | 2025/11/19 | 2026/5/22 | 1.0667% |
| 58 | GRSDR250616 | CNY | AUD/USD | 2025/11/17 | 2026/5/22 | 1.0000% |
| 59 | GRSDR250619 | CNY | USD/JPY | 2025/11/18 | 2026/5/22 | 2.0000% |
| 60 | GRSDR250628 | CNY | AUD/USD | 2025/11/21 | 2026/5/22 | 0.8583% |
| 61 | GRSDR260084 | CNY | USD/JPY | 2026/2/13 | 2026/5/22 | 0.8000% |
| 62 | GRSDR260085 | CNY | USD/CAD | 2026/2/17 | 2026/5/22 | 1.1500% |
| 63 | GRSDR260128 | CNY | EUR/USD | 2026/2/17 | 2026/5/22 | 0.2000% |
| 64 | GRSDR260131 | CNY | XAU/USD | 2026/2/17 | 2026/5/22 | 1.6500% |
| 65 | GRSDR260250 | CNY | USD/CAD | 2026/4/24 | 2026/5/22 | 3.0000% |
| 66 | GRSDR260251 | CNY | XAU/USD | 2026/4/24 | 2026/5/22 | 0.0500% |
| 67 | GRSDR260276 | CNY | AUD/USD | 2026/4/24 | 2026/5/22 | 1.6000% |
| 68 | GRSDR260277 | CNY | XAU/USD | 2026/4/24 | 2026/5/22 | 0.6000% |
| 69 | GRSDRDZ251907 | CNY | AUD/USD | 2025/11/17 | 2026/5/22 | 1.1833% |
| 70 | GRSDRDZ251908 | CNY | AUD/USD | 2025/11/21 | 2026/5/22 | 0.8917% |
| 71 | GRSDRDZ251917 | CNY | USD/JPY | 2025/11/17 | 2026/5/22 | 2.0000% |
| 72 | GRSDRDZ251992 | CNY | AUD/USD | 2025/11/17 | 2026/5/22 | 1.3000% |
| 73 | GRSDRDZ252063 | CNY | FR007 | 2025/11/21 | 2026/5/22 | 2.3234% |
| 74 | GRSDRDZ252064 | CNY | FR007 | 2025/11/21 | 2026/5/22 | 2.3234% |
| 75 | GRSDRDZ260236 | CNY | FR007 | 2026/2/2 | 2026/5/22 | 1.9558% |
| 76 | GRSDRDZ260299 | CNY | USD/JPY | 2026/2/13 | 2026/5/22 | 0.8500% |
| 77 | GRSDRDZ260322 | CNY | FR007 | 2026/2/9 | 2026/5/22 | 1.9209% |
| 78 | GRSDRDZ260408 | CNY | USD/JPY | 2026/2/13 | 2026/5/22 | 0.8833% |
| 79 | GRSDRDZ260409 | CNY | USD/JPY | 2026/2/13 | 2026/5/22 | 0.9167% |
| 80 | GRSDRDZ260427 | CNY | USD/JPY | 2026/2/13 | 2026/5/22 | 0.8583% |
| 81 | GRSDRDZ260773 | CNY | EUR/USD | 2026/3/30 | 2026/5/22 | 1.7250% |
| 82 | GRSDRDZ260774 | CNY | USD/JPY | 2026/3/30 | 2026/5/22 | 1.9500% |
| 83 | GRSDRDZ260871 | CNY | FR007 | 2026/4/24 | 2026/5/22 | 1.5367% |
| 84 | GRSDRDZ260883 | CNY | FR007 | 2026/4/24 | 2026/5/22 | 1.3439% |
| 85 | GRSDRDZ260887 | CNY | FR007 | 2026/4/7 | 2026/5/22 | 1.5545% |
| 86 | GRSDRDZ261040 | CNY | FR007 | 2026/4/17 | 2026/5/22 | 1.6780% |
| 87 | GRSDRDZ261061 | CNY | FR007 | 2026/4/17 | 2026/5/22 | 1.5398% |
| 88 | GRSDUDZ25083 | USD | GBP/USD | 2025/5/22 | 2026/5/22 | 2.6500% |
具体产品细节请见产品说明书或咨询客户经理。感谢您一直以来的关注与支持。
中国银行股份有限公司
2026年5月25日