2026-06-01
尊敬的投资者：
人民币/外币结构性存款属于金融机构吸收的嵌入金融衍生工具的存款，产品保障本金和保底收益，产品浮动收益部分与特定指标市场表现挂钩。本产品面向全部个人客户销售。
1. 按照产品说明书约定，现将2026年5月25日至2026年5月31日结构性存款已起息产品相关信息公告如下：
| 序号 | 产品代码 | 币种 | 挂钩标的 | 产品成立日 （即基准日） |
期初价格 | 观察水平 | 产品募集规模 （原币元） |
|---|---|---|---|---|---|---|---|
| 1 | GRSDR260317 | CNY | USD/JPY | 2026/5/25 | 158.92 | 162.37/155.47 | 198,941,000 |
| 2 | GRSDR260321 | CNY | AUD/USD | 2026/5/25 | 0.7166 | 0.7244/0.7088 | 598,575,000 |
| 3 | GRSDR260328 | CNY | EUR/USD | 2026/5/25 | 1.164 | 1.1640/1.1407 | 199,750,000 |
| 4 | GRSDRDZ261198 | CNY | AUD/USD | 2026/5/25 | 0.7166 | 0.7277/0.7055 | 505,540,000 |
| 5 | GRSDRDZ261356 | CNY | FR007 | 2026/5/25 | -- | -- | 300,000,000 |
| 6 | GRSDRDZ261357 | CNY | FR007 | 2026/5/25 | -- | -- | 94,828,000 |
| 7 | GRSDRDZ261358 | CNY | FR007 | 2026/5/25 | -- | -- | 298,968,000 |
| 8 | GRSDRDZ261361 | CNY | FR007 | 2026/5/25 | -- | -- | 335,587,000 |
| 9 | GRSDRDZ261363 | CNY | GBP/USD | 2026/5/25 | 1.3483 | 1.3713 | 123,080,000 |
| 10 | GRSDRDZ261366 | CNY | USD/JPY | 2026/5/25 | 158.92 | 164.42/153.42 | 419,247,000 |
| 11 | GRSDRDZ261371 | CNY | AUD/USD | 2026/5/25 | 0.7166 | 0.7277/0.7055 | 165,985,000 |
| 12 | GRSDRDZ261372 | CNY | GBP/USD | 2026/5/25 | 1.3483 | 1.3723 | 15,000,000 |
| 13 | GRSDRDZ261373 | CNY | FR007 | 2026/5/25 | -- | -- | 298,000,000 |
| 14 | GRSDRDZ261374 | CNY | FR007 | 2026/5/25 | -- | -- | 120,690,000 |
| 15 | GRSDRDZ261384 | CNY | FR007 | 2026/5/25 | -- | -- | 51,486,000 |
| 16 | GRSDRDZ261385 | CNY | FR007 | 2026/5/25 | -- | -- | 55,420,000 |
| 17 | GRSDRDZ261386 | CNY | AUD/USD | 2026/5/25 | 0.7166 | 0.7244/0.7088 | 60,721,000 |
| 18 | GRSDRDZ261402 | CNY | FR007 | 2026/5/25 | -- | -- | 947,742,000 |
| 19 | GRSDRDZ261403 | CNY | AUD/USD | 2026/5/25 | 0.7166 | 0.7244/0.7088 | 948,276,000 |
| 20 | GRSDRDZ261405 | CNY | FR007 | 2026/5/25 | -- | -- | 114,217,000 |
| 21 | GRSDRDZ261409 | CNY | FR007 | 2026/5/25 | -- | -- | 900,000,000 |
| 22 | GRSD2WG186_15 | CNY | USD/CHF | 2026/5/26 | 0.7839 | 0.7801 | 500,130,000 |
| 23 | GRSDR260347 | CNY | EUR/USD | 2026/5/26 | 1.1628 | 1.1688 | 1,293,189,000 |
| 24 | GRSDR260348 | CNY | AUD/USD | 2026/5/26 | 0.716 | 0.7158 | 1,064,900,000 |
| 25 | GRSDR260349 | CNY | GBP/USD | 2026/5/26 | 1.3475 | 1.348 | 253,010,000 |
| 26 | GRSDRDZ261407 | CNY | FR007 | 2026/5/26 | -- | -- | 77,393,000 |
| 27 | GRSD2WG168_46 | CNY | EUR/USD | 2026/5/27 | 1.1641 | 1.1601 | 1,090,711,000 |
| 28 | GRSD2WG197_7 | CNY | GBP/USD | 2026/5/27 | 1.3452 | 1.3414 | 439,170,000 |
| 29 | GRSD2WG199_3 | CNY | FR007 | 2026/5/27 | -- | -- | 153,975,000 |
| 30 | GRSD7G183_36 | CNY | FR007 | 2026/5/27 | -- | -- | 2,470,734,000 |
| 31 | GRSD7G185_33 | CNY | FR007 | 2026/5/27 | -- | -- | 2,893,639,000 |
| 32 | GRSDR260323 | CNY | GBP/USD | 2026/5/27 | 1.3452 | 1.3687 | 411,327,000 |
| 33 | GRSDRDZ261364 | CNY | GBP/USD | 2026/5/27 | 1.3452 | 1.3692 | 197,010,000 |
| 34 | GRSD7G181_45 | CNY | FR007 | 2026/5/28 | -- | -- | 6,809,637,000 |
| 35 | GRSD7G187_31 | CNY | FR007 | 2026/5/28 | -- | -- | 971,502,000 |
| 36 | GRSD7G189_23 | CNY | FR007 | 2026/5/28 | -- | -- | 9,898,791,000 |
| 37 | GRSDRDZ261412 | CNY | FR007 | 2026/5/28 | -- | -- | 30,000,000 |
| 38 | GRSDRDZ261416 | CNY | FR007 | 2026/5/28 | -- | -- | 307,000,000 |
| 39 | GRSDRDZ261446 | CNY | FR007 | 2026/5/28 | -- | -- | 109,150,000 |
| 40 | GRSDRDZ261449 | CNY | FR007 | 2026/5/28 | -- | -- | 35,200,000 |
| 41 | GRSDRDZ261456 | CNY | FR007 | 2026/5/28 | -- | -- | 170,188,000 |
| 42 | GRSDRDZ261458 | CNY | FR007 | 2026/5/28 | -- | -- | 354,640,000 |
| 43 | GRSDUDZ26019 | USD | EUR/USD | 2026/5/28 | 1.16 | 1.269 | 1,633,400 |
| 44 | GRSD7G204_2 | CNY | FR007 | 2026/5/29 | -- | -- | 5,000,000,000 |
| 45 | GRSDR260332 | CNY | EUR/USD | 2026/5/29 | 1.1642 | 1.1877/1.1407 | 505,330,000 |
| 46 | GRSDR260336 | CNY | GBP/USD | 2026/5/29 | 1.3439 | 1.3409 | 390,996,000 |
| 47 | GRSDRDZ261199 | CNY | EUR/USD | 2026/5/29 | 1.1642 | 1.1877/1.1407 | 898,408,000 |
| 48 | GRSDRDZ261202 | CNY | AUD/USD | 2026/5/29 | 0.7164 | 0.7232/0.7096 | 497,786,000 |
| 49 | GRSDRDZ261209 | CNY | FR007 | 2026/5/29 | -- | -- | 99,490,000 |
| 50 | GRSDRDZ261210 | CNY | FR007 | 2026/5/29 | -- | -- | 396,673,000 |
| 51 | GRSDRDZ261413 | CNY | FR007 | 2026/5/29 | -- | -- | 215,766,000 |
| 52 | GRSDRDZ261414 | CNY | EUR/USD | 2026/5/29 | 1.1642 | 1.1907/1.1377 | 50,637,000 |
| 53 | GRSDRDZ261415 | CNY | FR007 | 2026/5/29 | -- | -- | 363,058,000 |
| 54 | GRSDRDZ261418 | CNY | AUD/USD | 2026/5/29 | 0.7164 | 0.7279/0.7049 | 50,478,000 |
| 55 | GRSDRDZ261427 | CNY | FR007 | 2026/5/29 | -- | -- | 684,568,000 |
| 56 | GRSDRDZ261431 | CNY | FR007 | 2026/5/29 | -- | -- | 232,067,000 |
| 57 | GRSDRDZ261432 | CNY | FR007 | 2026/5/29 | -- | -- | 975,337,000 |
| 58 | GRSDRDZ261434 | CNY | FR007 | 2026/5/29 | -- | -- | 833,052,000 |
| 59 | GRSDRDZ261435 | CNY | FR007 | 2026/5/29 | -- | -- | 209,560,000 |
| 60 | GRSDRDZ261436 | CNY | FR007 | 2026/5/29 | -- | -- | 220,000,000 |
| 61 | GRSDRDZ261437 | CNY | FR007 | 2026/5/29 | -- | -- | 33,246,000 |
| 62 | GRSDRDZ261438 | CNY | FR007 | 2026/5/29 | -- | -- | 140,638,000 |
| 63 | GRSDRDZ261443 | CNY | FR007 | 2026/5/29 | -- | -- | 76,747,000 |
| 64 | GRSDRDZ261444 | CNY | AUD/USD | 2026/5/29 | 0.7164 | 0.7229/0.7099 | 23,000,000 |
| 65 | GRSDRDZ261445 | CNY | EUR/USD | 2026/5/29 | 1.1642 | 1.2107/1.1177 | 11,030,000 |
| 66 | GRSDRDZ261447 | CNY | EUR/USD | 2026/5/29 | 1.1642 | 1.1892/1.1392 | 30,000,000 |
| 67 | GRSDRDZ261448 | CNY | AUD/USD | 2026/5/29 | 0.7164 | 0.7422 | 30,110,000 |
| 68 | GRSDRDZ261450 | CNY | FR007 | 2026/5/29 | -- | -- | 73,000,000 |
| 69 | GRSDRDZ261451 | CNY | FR007 | 2026/5/29 | -- | -- | 628,701,000 |
| 70 | GRSDRDZ261452 | CNY | USD/JPY | 2026/5/29 | 159.32 | 163.72/154.92 | 214,124,000 |
| 71 | GRSDRDZ261484 | CNY | FR007 | 2026/5/29 | -- | -- | 650,194,000 |
2. 按照产品说明书约定，现将2026年5月25日至2026年5月31日期间到期的个人客户结构性存款产品实际收益率信息公告如下：
| 序号 | 产品代码 | 币种 | 挂钩标的 | 产品成立日 （基准日） |
到期日 | 实际收益率（年化） |
|---|---|---|---|---|---|---|
| 1 | GRSD2WG144_73 | CNY | AUD/USD | 2026/5/11 | 2026/5/25 | 1.9500% |
| 2 | GRSD2WG171_40 | CNY | GBP/USD | 2026/5/11 | 2026/5/25 | 1.8000% |
| 3 | GRSD2WG186_14 | CNY | GBP/USD | 2026/5/11 | 2026/5/25 | 1.8000% |
| 4 | GRSD2WG168_45 | CNY | AUD/USD | 2026/5/12 | 2026/5/26 | 2.0500% |
| 5 | GRSD2WG197_6 | CNY | XAU/USD | 2026/5/12 | 2026/5/26 | 0.6000% |
| 6 | GRSD2WG199_2 | CNY | FR007 | 2026/5/8 | 2026/5/26 | 1.8752% |
| 7 | GRSD7G183_35 | CNY | FR007 | 2026/5/18 | 2026/5/26 | 1.4832% |
| 8 | GRSD7G185_32 | CNY | FR007 | 2026/5/18 | 2026/5/26 | 1.4470% |
| 9 | GRSDR250629 | CNY | AUD/USD | 2025/11/26 | 2026/5/26 | 0.8583% |
| 10 | GRSDRDZ251983 | CNY | AUD/USD | 2025/11/19 | 2026/5/26 | 1.3667% |
| 11 | GRSDRDZ252027 | CNY | FR007 | 2025/11/24 | 2026/5/26 | 2.3687% |
| 12 | GRSDRDZ252029 | CNY | USD/JPY | 2025/11/21 | 2026/5/26 | 2.1000% |
| 13 | GRSDRDZ252058 | CNY | FR007 | 2025/11/24 | 2026/5/26 | 1.8060% |
| 14 | GRSDRDZ252275 | CNY | AUD/USD | 2025/12/19 | 2026/5/26 | 1.2667% |
| 15 | GRSDRDZ252359 | CNY | GBP/USD | 2025/12/29 | 2026/5/26 | 1.5250% |
| 16 | GRSDRDZ260259 | CNY | GBP/USD | 2026/1/30 | 2026/5/26 | 2.0167% |
| 17 | GRSDRDZ260336 | CNY | FR007 | 2026/2/12 | 2026/5/26 | 1.6053% |
| 18 | GRSDRDZ260483 | CNY | FR007 | 2026/3/2 | 2026/5/26 | 1.5776% |
| 19 | GRSDRDZ260800 | CNY | EUR/USD | 2026/3/30 | 2026/5/26 | 1.8500% |
| 20 | GRSDRDZ261060 | CNY | FR007 | 2026/4/16 | 2026/5/26 | 1.7527% |
| 21 | GRSD7G181_44 | CNY | FR007 | 2026/5/20 | 2026/5/27 | 1.4680% |
| 22 | GRSD7G187_30 | CNY | FR007 | 2026/5/20 | 2026/5/27 | 1.3820% |
| 23 | GRSD7G189_22 | CNY | FR007 | 2026/5/20 | 2026/5/27 | 1.5240% |
| 24 | GRSDRDZ251841 | CNY | EUR/USD | 2025/10/24 | 2026/5/27 | 2.4000% |
| 25 | GRSDRDZ252032 | CNY | FR007 | 2025/11/21 | 2026/5/27 | 1.9396% |
| 26 | GRSDRDZ252388 | CNY | USD/CAD | 2025/12/26 | 2026/5/27 | 1.5250% |
| 27 | GRSDRDZ260324 | CNY | EUR/USD | 2026/2/6 | 2026/5/27 | 1.6500% |
| 28 | GRSDRDZ261135 | CNY | FR007 | 2026/4/24 | 2026/5/27 | 1.6837% |
| 29 | GRSDRDZ261286 | CNY | FR007 | 2026/5/12 | 2026/5/27 | 1.5563% |
| 30 | GRSD7G204_1 | CNY | FR007 | 2026/5/21 | 2026/5/28 | 1.8810% |
| 31 | GRSDRDZ260775 | CNY | AUD/USD | 2026/3/27 | 2026/5/28 | 1.0667% |
| 32 | GRSDRDZ261157 | CNY | AUD/USD | 2026/4/27 | 2026/5/28 | 1.9500% |
| 33 | GRSDRDZ261158 | CNY | XAU/USD | 2026/4/27 | 2026/5/28 | 0.6000% |
| 34 | GRSD7G182_43 | CNY | FR007 | 2026/5/20 | 2026/5/29 | 1.6074% |
| 35 | GRSDR250630 | CNY | AUD/USD | 2025/11/24 | 2026/5/29 | 0.8000% |
| 36 | GRSDR250633 | CNY | USD/JPY | 2025/11/25 | 2026/5/29 | 2.0000% |
| 37 | GRSDR250642 | CNY | AUD/USD | 2025/11/28 | 2026/5/29 | 0.8583% |
| 38 | GRSDR260090 | CNY | EUR/USD | 2026/2/24 | 2026/5/29 | 1.4000% |
| 39 | GRSDR260104 | CNY | EUR/USD | 2026/2/27 | 2026/5/29 | 0.2000% |
| 40 | GRSDR260105 | CNY | XAU/USD | 2026/3/2 | 2026/5/29 | 0.2000% |
| 41 | GRSDR260256 | CNY | AUD/USD | 2026/4/27 | 2026/5/29 | 0.0500% |
| 42 | GRSDR260278 | CNY | AUD/USD | 2026/4/30 | 2026/5/29 | 1.6000% |
| 43 | GRSDR260279 | CNY | USD/CAD | 2026/4/30 | 2026/5/29 | 1.6000% |
| 44 | GRSDRDZ251911 | CNY | AUD/USD | 2025/11/24 | 2026/5/29 | 0.9167% |
| 45 | GRSDRDZ251912 | CNY | AUD/USD | 2025/11/28 | 2026/5/29 | 0.8917% |
| 46 | GRSDRDZ251918 | CNY | USD/JPY | 2025/11/24 | 2026/5/29 | 2.0000% |
| 47 | GRSDRDZ252038 | CNY | AUD/USD | 2025/11/24 | 2026/5/29 | 1.0000% |
| 48 | GRSDRDZ252082 | CNY | AUD/USD | 2025/11/28 | 2026/5/29 | 1.1833% |
| 49 | GRSDRDZ252085 | CNY | FR007 | 2025/12/2 | 2026/5/29 | 2.0757% |
| 50 | GRSDRDZ260304 | CNY | EUR/USD | 2026/2/24 | 2026/5/29 | 1.6000% |
| 51 | GRSDRDZ260307 | CNY | USD/JPY | 2026/2/27 | 2026/5/29 | 2.1000% |
| 52 | GRSDRDZ260327 | CNY | AUD/USD | 2026/2/11 | 2026/5/29 | 2.1000% |
| 53 | GRSDRDZ260420 | CNY | FR007 | 2026/2/14 | 2026/5/29 | 1.7829% |
| 54 | GRSDRDZ260726 | CNY | FR007 | 2026/3/23 | 2026/5/29 | 1.6577% |
| 55 | GRSDRDZ260876 | CNY | FR007 | 2026/4/30 | 2026/5/29 | 1.5901% |
| 56 | GRSDRDZ260884 | CNY | FR007 | 2026/4/27 | 2026/5/29 | 0.9878% |
| 57 | GRSDRDZ260885 | CNY | FR007 | 2026/4/30 | 2026/5/29 | 1.3563% |
| 58 | GRSDRDZ260890 | CNY | USD/JPY | 2026/4/7 | 2026/5/29 | 1.9500% |
| 59 | GRSDRDZ260912 | CNY | FR007 | 2026/4/3 | 2026/5/29 | 1.7954% |
| 60 | GRSDRDZ260962 | CNY | FR007 | 2026/4/10 | 2026/5/29 | 1.7375% |
| 61 | GRSDRDZ261045 | CNY | FR007 | 2026/4/20 | 2026/5/29 | 1.5660% |
| 62 | GRSDRDZ261132 | CNY | FR007 | 2026/4/28 | 2026/5/29 | 1.5063% |
| 63 | GRSDRDZ261143 | CNY | FR007 | 2026/4/24 | 2026/5/29 | 1.4957% |
| 64 | GRSDRDZ261186 | CNY | FR007 | 2026/5/8 | 2026/5/29 | 1.5543% |
| 65 | GRSDRDZ261191 | CNY | FR007 | 2026/5/15 | 2026/5/29 | 1.5042% |
| 66 | GRSDRDZ261204 | CNY | FR007 | 2026/5/8 | 2026/5/29 | 1.3635% |
| 67 | GRSDRDZ261212 | CNY | FR007 | 2026/4/30 | 2026/5/29 | 1.4526% |
| 68 | GRSDRDZ261294 | CNY | AUD/USD | 2026/5/11 | 2026/5/29 | 0.5000% |
| 69 | GRSDRDZ261295 | CNY | GBP/USD | 2026/5/11 | 2026/5/29 | 1.8500% |
| 70 | GRSDUDZ25086 | USD | GBP/USD | 2025/5/29 | 2026/5/29 | 2.6500% |
| 71 | GRSD2WG163_53 | CNY | AUD/USD | 2026/5/15 | 2026/5/30 | 0.5000% |
| 72 | GRSD2WG172_37 | CNY | USD/CAD | 2026/5/15 | 2026/5/30 | 0.6000% |
| 73 | GRSDR260262 | CNY | AUD/USD | 2026/4/30 | 2026/5/30 | 3.0000% |
| 74 | GRSDR260263 | CNY | USD/CAD | 2026/4/30 | 2026/5/30 | 0.0500% |
| 75 | GRSDRDZ260441 | CNY | USD/CAD | 2026/2/12 | 2026/5/30 | 2.1000% |
| 76 | GRSDRDZ260839 | CNY | USD/JPY | 2026/3/31 | 2026/5/30 | 2.0000% |
具体产品细节请见产品说明书或咨询客户经理。感谢您一直以来的关注与支持。
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2026年6月1日