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人民币/外币结构性存款产品起到期公告(2026年8月3日更新)

2026-08-03


尊敬的投资者:

人民币/外币结构性存款属于金融机构吸收的嵌入金融衍生工具的存款,产品保障本金和保底收益,产品浮动收益部分与特定指标市场表现挂钩。本产品面向全部个人客户销售。

1. 按照产品说明书约定,现将2026年7月27日至2026年8月2日结构性存款已起息产品相关信息公告如下:

序号 产品代码 币种 挂钩标的 产品成立日
(即基准日)
期初价格 观察水平 产品募集规模
(原币元)
1 GRSD2WG186_19 CNY USD/CHF 2026/7/27 0.8152 0.8182 1,708,907,000
2 GRSDR260425 CNY EUR/USD 2026/7/27 1.1406 1.1591/1.1221 230,497,000
3 GRSDR260427 CNY USD/CAD 2026/7/27 1.4084 1.4159/1.4009 942,060,000
4 GRSDR260429 CNY EUR/USD 2026/7/27 1.1406 1.1408 498,538,000
5 GRSDRDZ261715 CNY EUR/USD 2026/7/27 1.1406 1.1706/1.1106 951,203,000
6 GRSDRDZ261724 CNY FR007 2026/7/27 -- -- 215,583,000
7 GRSDRDZ261888 CNY FR007 2026/7/27 -- -- 447,130,000
8 GRSDRDZ261891 CNY FR007 2026/7/27 -- -- 399,212,000
9 GRSDRDZ261892 CNY EUR/USD 2026/7/27 1.1406 1.1706/1.1106 229,979,000
10 GRSDRDZ261893 CNY FR007 2026/7/27 -- -- 473,317,000
11 GRSDRDZ261894 CNY FR007 2026/7/27 -- -- 443,332,000
12 GRSDRDZ261895 CNY FR007 2026/7/27 -- -- 402,969,000
13 GRSDRDZ261898 CNY EUR/USD 2026/7/27 1.1406 1.1706/1.1106 143,147,000
14 GRSDRDZ261904 CNY USD/CAD 2026/7/27 1.4084 1.4159/1.4009 199,809,000
15 GRSDRDZ261905 CNY FR007 2026/7/27 -- -- 99,898,000
16 GRSDRDZ261906 CNY FR007 2026/7/27 -- -- 190,346,000
17 GRSDRDZ261908 CNY FR007 2026/7/27 -- -- 201,850,000
18 GRSDRDZ261911 CNY FR007 2026/7/27 -- -- 117,567,000
19 GRSDRDZ261918 CNY FR007 2026/7/27 -- -- 167,197,000
20 GRSDRDZ261923 CNY FR007 2026/7/27 -- -- 436,961,000
21 GRSDRDZ261924 CNY FR007 2026/7/27 -- -- 999,872,000
22 GRSDRDZ261925 CNY USD/CAD 2026/7/27 1.4084 1.4160/1.4008 371,596,000
23 GRSD30G188_10 CNY FR007 2026/7/29 -- -- 1,859,606,000
24 GRSD7G182_50 CNY FR007 2026/7/29 -- -- 462,532,000
25 GRSD7G185_40 CNY FR007 2026/7/29 -- -- 5,892,673,000
26 GRSD7G189_29 CNY FR007 2026/7/29 -- -- 10,127,351,000
27 GRSD7G204_8 CNY FR007 2026/7/29 -- -- 4,900,000,000
28 GRSDR260428 CNY EUR/USD 2026/7/29 1.14 1.1705/1.1095 285,207,000
29 GRSDRDZ261899 CNY USD/CAD 2026/7/29 1.409 1.4165/1.4015 670,150,000
30 GRSDRDZ261919 CNY FR007 2026/7/29 -- -- 85,562,000
31 GRSD2WG197_11 CNY EUR/USD 2026/7/30 1.145 1.142 114,628,000
32 GRSD7G198_8 CNY FR007 2026/7/30 -- -- 10,603,306,000
33 GRSDRDZ261970 CNY FR007 2026/7/30 -- -- 11,351,000
34 GRSDRDZ261971 CNY FR007 2026/7/30 -- -- 95,030,000
35 GRSDRDZ261972 CNY FR007 2026/7/30 -- -- 98,080,000
36 GRSDRDZ261973 CNY FR007 2026/7/30 -- -- 98,090,000
37 GRSDRDZ261974 CNY FR007 2026/7/30 -- -- 98,100,000
38 GRSDRDZ261980 CNY FR007 2026/7/30 -- -- 60,000,000
39 GRSDRDZ261987 CNY FR007 2026/7/30 -- -- 139,866,000
40 GRSDRDZ261998 CNY XAU/USD 2026/7/30 4,033.47 4393.27 70,000,000
41 GRSDRDZ262003 CNY FR007 2026/7/30 -- -- 36,000,000
42 GRSDUDZ26028 USD GBP/USD 2026/7/30 1.3349 1.2049 1,478,800
43 GRSD2WG163_58 CNY EUR/USD 2026/7/31 1.1506 1.1471 2,643,626,000
44 GRSD2WG168_50 CNY EUR/USD 2026/7/31 1.1506 1.1471 1,217,180,000
45 GRSD2WG172_42 CNY AUD/USD 2026/7/31 0.7029 0.7062 1,878,886,000
46 GRSD2WG205_6 CNY FR007 2026/7/31 -- -- 6,500,000,000
47 GRSD7G181_52 CNY FR007 2026/7/31 -- -- 8,087,127,000
48 GRSDR260434 CNY USD/CAD 2026/7/31 1.4021 1.4231/1.3811 295,521,000
49 GRSDR260438 CNY USD/JPY 2026/7/31 160.62 162.62 155,530,000
50 GRSDR260439 CNY AUD/USD 2026/7/31 0.7029 0.7142 107,164,000
51 GRSDR260454 CNY EUR/USD 2026/7/31 1.1506 1.1506 214,354,000
52 GRSDRDZ261716 CNY USD/CAD 2026/7/31 1.4021 1.4231/1.3811 960,329,000
53 GRSDRDZ261717 CNY GBP/USD 2026/7/31 1.3443 1.3768/1.3118 473,541,000
54 GRSDRDZ261725 CNY FR007 2026/7/31 -- -- 72,380,000
55 GRSDRDZ261886 CNY FR007 2026/7/31 -- -- 51,899,000
56 GRSDRDZ261956 CNY FR007 2026/7/31 -- -- 15,430,000
57 GRSDRDZ261958 CNY FR007 2026/7/31 -- -- 690,630,000
58 GRSDRDZ261959 CNY FR007 2026/7/31 -- -- 780,131,000
59 GRSDRDZ261961 CNY GBP/USD 2026/7/31 1.3443 1.3853/1.3033 82,926,000
60 GRSDRDZ261975 CNY USD/CAD 2026/7/31 1.4021 1.4231/1.3811 56,613,000
61 GRSDRDZ261976 CNY FR007 2026/7/31 -- -- 216,704,000
62 GRSDRDZ261981 CNY FR007 2026/7/31 -- -- 5,040,000
63 GRSDRDZ261982 CNY FR007 2026/7/31 -- -- 54,000,000
64 GRSDRDZ261983 CNY GBP/USD 2026/7/31 1.3443 1.3768/1.3118 13,000,000
65 GRSDRDZ261986 CNY FR007 2026/7/31 -- -- 137,079,000
66 GRSDRDZ261988 CNY FR007 2026/7/31 -- -- 392,554,000
67 GRSDRDZ261989 CNY FR007 2026/7/31 -- -- 856,066,000
68 GRSDRDZ261990 CNY USD/JPY 2026/7/31 160.62 162.02/159.22 91,270,000
69 GRSDRDZ261994 CNY FR007 2026/7/31 -- -- 98,140,000
70 GRSDRDZ261995 CNY FR007 2026/7/31 -- -- 38,167,000
71 GRSDRDZ261997 CNY FR007 2026/7/31 -- -- 588,304,000
72 GRSDRDZ262000 CNY FR007 2026/7/31 -- -- 2,655,000
73 GRSDRDZ262001 CNY FR007 2026/7/31 -- -- 12,915,000
74 GRSDRDZ262002 CNY FR007 2026/7/31 -- -- 34,500,000
75 GRSDRDZ262004 CNY GBP/USD 2026/7/31 1.3443 1.3853/1.3033 50,000,000
76 GRSDRDZ262007 CNY FR007 2026/7/31 -- -- 50,000,000

2. 按照产品说明书约定,现将2026年7月27日至2026年8月2日期间到期的个人客户结构性存款产品实际收益率信息公告如下:

序号 产品代码 币种 挂钩标的 产品成立日
(基准日)
到期日 实际收益率(年化)
1 GRSDRDZ261102 CNY XAU/USD 2026/4/20 2026/7/27 0.6000%
2 GRSD30G188_9 CNY FR007 2026/6/24 2026/7/28 1.4148%
3 GRSD7G182_49 CNY FR007 2026/7/17 2026/7/28 1.4178%
4 GRSD7G185_39 CNY FR007 2026/7/20 2026/7/28 1.3678%
5 GRSD7G189_28 CNY FR007 2026/7/17 2026/7/28 1.5024%
6 GRSD7G204_7 CNY FR007 2026/7/17 2026/7/28 1.7157%
7 GRSDRDZ260079 CNY USD/JPY 2026/1/20 2026/7/28 2.0000%
8 GRSDRDZ260080 CNY GBP/USD 2026/1/20 2026/7/28 2.2000%
9 GRSDRDZ260131 CNY GBP/USD 2026/1/21 2026/7/28 2.1500%
10 GRSDRDZ260157 CNY FR007 2026/1/23 2026/7/28 2.1109%
11 GRSDRDZ260161 CNY AUD/USD 2026/1/23 2026/7/28 1.7167%
12 GRSDRDZ260184 CNY AUD/USD 2026/1/23 2026/7/28 1.8833%
13 GRSDRDZ260186 CNY FR007 2026/1/23 2026/7/28 1.8258%
14 GRSDRDZ260221 CNY AUD/USD 2026/1/23 2026/7/28 1.8500%
15 GRSDRDZ260243 CNY FR007 2026/1/28 2026/7/28 1.9116%
16 GRSDRDZ260263 CNY FR007 2026/2/2 2026/7/28 1.8883%
17 GRSDRDZ260583 CNY AUD/USD 2026/3/9 2026/7/28 2.3000%
18 GRSDRDZ260669 CNY USD/JPY 2026/3/12 2026/7/28 2.2500%
19 GRSDRDZ261133 CNY FR007 2026/4/24 2026/7/28 1.8038%
20 GRSDRDZ261134 CNY FR007 2026/4/24 2026/7/28 1.6898%
21 GRSDRDZ261169 CNY FR007 2026/4/24 2026/7/28 1.6186%
22 GRSDRDZ261444 CNY AUD/USD 2026/5/29 2026/7/28 1.7250%
23 GRSDRDZ261622 CNY FR007 2026/6/18 2026/7/28 1.6810%
24 GRSDRDZ261659 CNY FR007 2026/6/26 2026/7/28 1.5076%
25 GRSDRDZ261664 CNY FR007 2026/6/25 2026/7/28 1.7713%
26 GRSDRDZ261824 CNY FR007 2026/7/14 2026/7/28 1.4265%
27 GRSDRDZ261849 CNY FR007 2026/7/16 2026/7/28 1.6152%
28 GRSDRDZ261850 CNY FR007 2026/7/16 2026/7/28 1.6434%
29 GRSDRDZ261851 CNY FR007 2026/7/16 2026/7/28 1.6575%
30 GRSDRDZ261852 CNY FR007 2026/7/16 2026/7/28 1.6857%
31 GRSDRDZ261853 CNY FR007 2026/7/16 2026/7/28 1.7139%
32 GRSD2WG197_10 CNY EUR/USD 2026/7/14 2026/7/29 1.8000%
33 GRSD7G198_7 CNY FR007 2026/7/22 2026/7/29 1.5216%
34 GRSDRDZ260999 CNY FR007 2026/4/10 2026/7/29 1.7618%
35 GRSDRDZ261154 CNY XAU/USD 2026/4/24 2026/7/29 0.6000%
36 GRSDRDZ261883 CNY FR007 2026/7/13 2026/7/29 1.6800%
37 GRSD2WG163_57 CNY EUR/USD 2026/7/16 2026/7/30 0.5000%
38 GRSD2WG168_49 CNY EUR/USD 2026/7/16 2026/7/30 0.6000%
39 GRSD2WG172_41 CNY USD/CHF 2026/7/16 2026/7/30 1.8000%
40 GRSD2WG205_5 CNY FR007 2026/7/16 2026/7/30 1.7465%
41 GRSD7G181_51 CNY FR007 2026/7/23 2026/7/30 1.4379%
42 GRSDR260270 CNY XAU/USD 2026/4/30 2026/7/30 0.2000%
43 GRSDRDZ260279 CNY FR007 2026/1/30 2026/7/30 1.8032%
44 GRSD30G195_6 CNY XAU/USD 2026/7/1 2026/7/31 0.5000%
45 GRSDR260045 CNY AUD/USD 2026/1/28 2026/7/31 1.8000%
46 GRSDR260046 CNY AUD/USD 2026/1/26 2026/7/31 1.5583%
47 GRSDR260049 CNY AUD/USD 2026/1/27 2026/7/31 1.8000%
48 GRSDR260059 CNY EUR/USD 2026/2/4 2026/7/31 1.6083%
49 GRSDR260060 CNY AUD/USD 2026/2/2 2026/7/31 1.5583%
50 GRSDR260252 CNY EUR/USD 2026/4/24 2026/7/31 1.3667%
51 GRSDR260253 CNY USD/JPY 2026/4/27 2026/7/31 1.5583%
52 GRSDR260261 CNY USD/JPY 2026/5/6 2026/7/31 1.7500%
53 GRSDR260264 CNY GBP/USD 2026/4/30 2026/7/31 1.7500%
54 GRSDR260265 CNY GBP/USD 2026/5/6 2026/7/31 1.3667%
55 GRSDR260271 CNY AUD/USD 2026/5/6 2026/7/31 0.2000%
56 GRSDR260300 CNY EUR/USD 2026/5/11 2026/7/31 0.9833%
57 GRSDR260301 CNY EUR/USD 2026/5/11 2026/7/31 1.1250%
58 GRSDR260307 CNY AUD/USD 2026/5/11 2026/7/31 0.2000%
59 GRSDR260310 CNY USD/JPY 2026/5/15 2026/7/31 1.5083%
60 GRSDR260315 CNY AUD/USD 2026/5/15 2026/7/31 0.2000%
61 GRSDR260375 CNY GBP/USD 2026/6/29 2026/7/31 0.6000%
62 GRSDR260381 CNY GBP/USD 2026/7/6 2026/7/31 2.2000%
63 GRSDR260394 CNY EUR/USD 2026/7/3 2026/7/31 0.0500%
64 GRSDR260395 CNY USD/JPY 2026/7/3 2026/7/31 3.0000%
65 GRSDR260414 CNY EUR/USD 2026/7/10 2026/7/31 0.0500%
66 GRSDR260415 CNY USD/JPY 2026/7/10 2026/7/31 3.0000%
67 GRSDRDZ260009 CNY USD/JPY 2026/1/26 2026/7/31 1.6000%
68 GRSDRDZ260012 CNY AUD/USD 2026/1/26 2026/7/31 2.2500%
69 GRSDRDZ260014 CNY EUR/USD 2026/2/2 2026/7/31 1.8500%
70 GRSDRDZ260156 CNY AUD/USD 2026/1/27 2026/7/31 2.3000%
71 GRSDRDZ260164 CNY USD/CAD 2026/1/28 2026/7/31 1.6833%
72 GRSDRDZ260218 CNY USD/JPY 2026/1/26 2026/7/31 1.6500%
73 GRSDRDZ260449 CNY FR007 2026/2/12 2026/7/31 1.9318%
74 GRSDRDZ260485 CNY FR007 2026/3/2 2026/7/31 1.8202%
75 GRSDRDZ260492 CNY FR007 2026/3/2 2026/7/31 1.8636%
76 GRSDRDZ260869 CNY EUR/USD 2026/4/24 2026/7/31 1.5000%
77 GRSDRDZ260872 CNY AUD/USD 2026/4/24 2026/7/31 1.4667%
78 GRSDRDZ260874 CNY GBP/USD 2026/4/30 2026/7/31 1.9000%
79 GRSDRDZ260877 CNY EUR/USD 2026/4/30 2026/7/31 1.4333%
80 GRSDRDZ260961 CNY USD/JPY 2026/4/13 2026/7/31 1.8500%
81 GRSDRDZ260968 CNY FR007 2026/4/13 2026/7/31 1.6652%
82 GRSDRDZ260969 CNY EUR/USD 2026/4/13 2026/7/31 1.9583%
83 GRSDRDZ261130 CNY EUR/USD 2026/4/24 2026/7/31 1.6167%
84 GRSDRDZ261140 CNY AUD/USD 2026/4/27 2026/7/31 1.5867%
85 GRSDRDZ261147 CNY AUD/USD 2026/4/24 2026/7/31 1.5333%
86 GRSDRDZ261170 CNY AUD/USD 2026/4/24 2026/7/31 1.5000%
87 GRSDRDZ261176 CNY AUD/USD 2026/4/27 2026/7/31 1.5000%
88 GRSDRDZ261184 CNY EUR/USD 2026/5/11 2026/7/31 1.2250%
89 GRSDRDZ261187 CNY USD/CAD 2026/5/11 2026/7/31 1.8500%
90 GRSDRDZ261216 CNY FR007 2026/5/6 2026/7/31 1.4996%
91 GRSDRDZ261218 CNY FR007 2026/5/8 2026/7/31 1.5048%
92 GRSDRDZ261219 CNY AUD/USD 2026/4/30 2026/7/31 1.6083%
93 GRSDRDZ261253 CNY EUR/USD 2026/4/30 2026/7/31 1.5000%
94 GRSDRDZ261277 CNY FR007 2026/5/22 2026/7/31 1.4715%
95 GRSDRDZ261279 CNY EUR/USD 2026/5/11 2026/7/31 1.2000%
96 GRSDRDZ261307 CNY EUR/USD 2026/5/11 2026/7/31 1.2750%
97 GRSDRDZ261316 CNY FR007 2026/5/15 2026/7/31 1.6686%
98 GRSDRDZ261330 CNY FR007 2026/5/15 2026/7/31 1.4376%
99 GRSDRDZ261358 CNY FR007 2026/5/25 2026/7/31 1.6645%
100 GRSDRDZ261361 CNY FR007 2026/5/25 2026/7/31 1.6499%
101 GRSDRDZ261382 CNY FR007 2026/5/22 2026/7/31 1.5006%
102 GRSDRDZ261407 CNY FR007 2026/5/26 2026/7/31 1.4550%
103 GRSDRDZ261419 CNY FR007 2026/6/1 2026/7/31 1.6125%
104 GRSDRDZ261425 CNY FR007 2026/6/2 2026/7/31 1.6193%
105 GRSDRDZ261431 CNY FR007 2026/5/29 2026/7/31 1.5055%
106 GRSDRDZ261439 CNY FR007 2026/6/2 2026/7/31 1.5610%
107 GRSDRDZ261481 CNY FR007 2026/6/29 2026/7/31 1.0358%
108 GRSDRDZ261483 CNY FR007 2026/7/6 2026/7/31 1.0318%
109 GRSDRDZ261540 CNY FR007 2026/6/15 2026/7/31 1.4760%
110 GRSDRDZ261544 CNY FR007 2026/6/15 2026/7/31 1.5206%
111 GRSDRDZ261648 CNY FR007 2026/6/26 2026/7/31 1.7818%
112 GRSDRDZ261649 CNY FR007 2026/6/29 2026/7/31 1.7773%
113 GRSDRDZ261668 CNY FR007 2026/6/26 2026/7/31 1.4170%
114 GRSDRDZ261676 CNY FR007 2026/6/29 2026/7/31 1.6742%
115 GRSDRDZ261679 CNY FR007 2026/7/2 2026/7/31 1.6725%
116 GRSDRDZ261682 CNY FR007 2026/6/29 2026/7/31 1.8803%
117 GRSDRDZ261683 CNY FR007 2026/7/2 2026/7/31 1.9624%
118 GRSDRDZ261693 CNY FR007 2026/7/2 2026/7/31 1.5276%
119 GRSDRDZ261698 CNY FR007 2026/6/29 2026/7/31 1.8655%
120 GRSDRDZ261719 CNY FR007 2026/7/10 2026/7/31 1.4003%
121 GRSDRDZ261737 CNY FR007 2026/7/2 2026/7/31 1.4986%
122 GRSDRDZ261755 CNY FR007 2026/7/2 2026/7/31 1.3971%
123 GRSDRDZ261772 CNY FR007 2026/7/6 2026/7/31 1.4635%
124 GRSDUDZ25109 USD USD/ZAR 2025/7/31 2026/7/31 2.6500%

具体产品细节请见产品说明书或咨询客户经理。感谢您一直以来的关注与支持。

中国银行股份有限公司
2026年8月3日

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